ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Reverse Mortgage Specialists in Spokane Valley, WA
Browse reverse mortgage specialists serving Spokane Valley, Washington. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Spokane Valley, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 reverse mortgage specialists in Spokane Valley, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hunter Zier - Canopy Mortgage
11917 E Broadway Ave STE 201, Spokane Valley, WA 99206
5098637008
Bo Chalich - Home Loans
17018 E Sprague Ave Ste 104, Spokane Valley, WA 99037
5097101812
David Kelly | Lesser Lending Group
11917 E Broadway Ave STE 201, Spokane Valley, WA 99206
5097498587
Evergreen Home Loans Spokane NMLS 1748276
2818 N Sullivan Rd Ste.100-1021, Spokane Valley, WA 99216
5092099873
Julia Hansen - CMG Home Loans
2818 N Sullivan Rd Ste 100-1081, Spokane Valley, WA 99216
5097172103
Mortgage Warehouse
13617 E 14th Ct, Spokane Valley, WA 99216
5098929014
Reverse mortgage specialists in Spokane Valley, Washington help homeowners aged 62 and older convert home equity into loan proceeds. Washington state requires lenders to provide mandatory counseling from a HUD-approved agency before a reverse mortgage can close. Specialists guide clients through the process, including understanding loan terms and local property tax implications in Spokane County.
What Does a Reverse Mortgage Specialist in Spokane Valley Cost?
Typical costs for a reverse mortgage in Washington include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 2,000 to 6,000 dollars. These costs are usually financed into the loan rather than paid upfront. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in Spokane Valley?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. In Washington, you also need to complete a counseling session with a HUD-approved counselor before applying.
Are reverse mortgages regulated differently in Washington state?
Yes, Washington has specific laws under RCW 31.04 that govern reverse mortgage lending. Lenders must disclose all costs and terms clearly. Borrowers have a three-day right of rescission after closing to cancel the loan without penalty.
Can a reverse mortgage be foreclosed in Spokane Valley?
A reverse mortgage can become due if you move out of the home for more than 12 months, fail to pay property taxes or homeowners insurance, or let the property fall into disrepair. In Washington, the lender must follow state foreclosure laws, which include notice requirements and a redemption period.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Spokane Valley who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.