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Find Reverse Mortgage Specialists Near You in Shoreline, WA
Compare reverse mortgage specialists in Shoreline. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Shoreline, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 reverse mortgage specialists in Shoreline, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Daniel Mery | NMLS# 66934/1850 | American Pacific Mortgage dba MY Miracle Mortgage
14708 15th Ave NE Suit A, Shoreline, WA 98155
4258738804
American Pacific Mortgage dba MY Miracle Mortgage | Endanchy Fikremariam | NMLS# 2401341/1850
14708 15th Ave NE Suit A, Shoreline, WA 98155
2068415915
A reverse mortgage specialist in Shoreline, Washington helps homeowners aged 62 and older access their home equity without monthly payments. Washington state law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Shoreline residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Shoreline Cost?
Typical costs for a reverse mortgage in Washington include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs often range from 2,000 to 6,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Shoreline Washington?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. Washington law also requires you to complete a counseling session with a HUD-approved counselor before the loan can proceed.
How does Washington state law affect reverse mortgage terms?
Washington state follows federal HUD guidelines for Home Equity Conversion Mortgages. The state does not impose additional licensing fees beyond federal requirements. Borrowers in Washington must also receive a disclosure about the loan terms and their responsibilities to pay property taxes and insurance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.