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Compare Reverse Mortgage Specialists in Ridgefield, WA
Compare reverse mortgage specialists in Ridgefield. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Ridgefield, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 4 reverse mortgage specialists in Ridgefield, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network - Niki Cantrell
255 S 47th Ave Suite 131, Ridgefield, WA 98642
3606014054
Renee Serface at CrossCountry Mortgage | NMLS# 174038
411 N Main Ave, Ridgefield, WA 98642
5033179293
CrossCountry Mortgage, LLC
411 N Main Ave, Ridgefield, WA 98642
5033179293
Wealthbridge Mortgage
657 N Reiman Rd, Ridgefield, WA 98642
8668045358
Reverse mortgage specialists in Ridgefield, Washington help homeowners aged 62 and older convert home equity into loan proceeds. Washington state requires lenders to provide counseling from a HUD-approved agency before a reverse mortgage can be finalized. This service can help Ridgefield residents understand their options and meet state requirements.
What Does a Reverse Mortgage Specialist in Ridgefield Cost?
Typical costs for a reverse mortgage specialist in Washington include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 2,500 to 6,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist in Ridgefield need?
Specialists must be licensed mortgage loan originators in Washington. They should have experience with Home Equity Conversion Mortgages HECMs and knowledge of Washington state laws regarding reverse mortgages.
Is counseling required for a reverse mortgage in Washington?
Yes, Washington law requires a borrower to complete counseling with a HUD-approved housing counselor before applying for a reverse mortgage. This counseling covers loan terms, costs, and alternatives.
What are the age requirements for a reverse mortgage in Ridgefield?
Borrowers must be at least 62 years old. The home must be the primary residence, and the borrower must own the property outright or have a low mortgage balance that can be paid with loan proceeds.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.