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Reverse Mortgage Specialists in Prosser, WA

Compare reverse mortgage specialists in Prosser. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Prosser, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 5 reverse mortgage specialists in Prosser, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cameron Lee - Edge Home Finance - Prosser
1123 Meade Ave, Prosser, WA 99350
2067159928
Star Sanchez
1223 Sheridan Ave Suite C, Prosser, WA 99350
5097955186
Edwin Esquivel
1223 Sheridan Ave, Prosser, WA 99350
5094809654
loanDepot
611 6th St B, Prosser, WA 99350
5097781394
Cristian Enriquez at CrossCountry Mortgage
1223 Sheridan Ave # A, Prosser, WA 99350
5097811846

A reverse mortgage specialist in Prosser Washington helps homeowners aged 62 and older access home equity without monthly payments. Washington state law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a reverse mortgage. Prosser residents should work with a specialist familiar with local property values and Washington specific regulations.

What Does a Reverse Mortgage Specialist in Prosser Cost?

Typical costs for a reverse mortgage specialist in Washington include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These costs can range from 2000 to 8000 dollars depending on the loan amount and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Prosser Washington?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. Washington law does not allow exceptions to this federal rule.
Do I need counseling before getting a reverse mortgage in Washington?
Yes, Washington state law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur before you can submit a loan application.
Can a reverse mortgage be foreclosed in Prosser Washington?
Yes, if you fail to pay property taxes or homeowners insurance, or if you move out of the home for more than 12 consecutive months. Washington law requires lenders to provide a notice of default and a right to cure before foreclosure.