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Find Reverse Mortgage Specialists Near You in Mount Vernon, WA
Directory of reverse mortgage specialists in Mount Vernon, Washington. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Mount Vernon, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 10 reverse mortgage specialists in Mount Vernon, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Emily Griffin
2124 Riverside Dr Suite 211, Mount Vernon, WA 98273
3604195218
Dean Hayes Team @ Rocket Mortgage
720 Main St Suite 204, Mount Vernon, WA 98273
3608591629
Evergreen Home Loans Mount Vernon NMLS 2471753
1615 Buck Way Ste B, Mount Vernon, WA 98273
3602304610
Brandon Williams
2204 Riverside Dr Suites 100, Mount Vernon, WA 98273
3604882007
David Ell
2204 Riverside Dr #100, Mount Vernon, WA 98273
3609417694
Theresa Sundance
2204 Riverside Dr #100, Mount Vernon, WA 98273
3604202392
Guild Mortgage Company
2124 Riverside Dr Suite 211, Mount Vernon, WA 98273
3604195218
Michael Myers at Mutual of Omaha Reverse Mortgage
24061 Nookachamp Hills Dr, Mount Vernon, WA 98274
3606491640
CMG Home Loans
2204 Riverside Dr #100, Mount Vernon, WA 98273
4257501278
Umpqua Bank: Susie DeVries
1615 Buck Way, Mount Vernon, WA 98273
3602302246
A reverse mortgage specialist in Mount Vernon, Washington helps homeowners aged 62 and older access home equity without monthly payments. Washington state requires lenders to provide consumer counseling and a three-day right of rescission after loan closing. Local specialists can guide you through the unique rules for Skagit County properties and Washington community property laws.
What Does a Reverse Mortgage Specialist in Mount Vernon Cost?
Typical costs for a reverse mortgage specialist in Washington include an origination fee capped at 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount above that. Appraisal fees range from 400 to 800 dollars, and third-party closing costs add 500 to 1,500 dollars. Washington law requires a mandatory counseling session that costs about 125 to 250 dollars. Note that all costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist need in Mount Vernon?
In Washington, a reverse mortgage specialist must hold a state mortgage broker or lender license. They should also have specific training on Federal Housing Administration rules for Home Equity Conversion Mortgages. Look for specialists who are certified by the National Reverse Mortgage Lenders Association.
Are reverse mortgages regulated differently in Washington state?
Yes, Washington has specific laws for reverse mortgages. Lenders must give you a list of approved housing counselors and you have three business days to cancel after signing. The state also limits upfront fees and requires disclosure of total annual loan cost rates.
What are the typical costs for a reverse mortgage in Mount Vernon?
Costs include an origination fee up to 2 percent of the home value, mortgage insurance premiums, appraisal fees, and closing costs. In Washington, total fees often range from 2,000 to 6,000 dollars. These costs can be financed into the loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.