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Compare Reverse Mortgage Specialists in Maple Valley, WA
Directory of reverse mortgage specialists in Maple Valley, Washington. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Maple Valley, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 11 reverse mortgage specialists in Maple Valley, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Becky Elder Home Loans NMLS#276271 - Fairway Home Mortgage
23876 SE Kent Kangley Rd, Maple Valley, WA 98038
2533327882
Guild Mortgage - Mkristo Bruce
26250 238th Ln SE #105, Maple Valley, WA 98038
2538302328
Fairway Independent Mortgage Corporation
23876 SE Kent Kangley Rd Suite 309, Maple Valley, WA 98038
2532209869
Team Bruce Mortgage
26250 238th Ln SE #105, Maple Valley, WA 98038
2062264648
Guild Mortgage - Mikayla Elliott
26250 238th Ln SE #105, Maple Valley, WA 98038
5418806267
Guild Mortgage - Taryn Wallace
26250 238th Ln SE #105, Maple Valley, WA 98038
2539518647
Guild Mortgage - Jamie Currey
26250 238th Ln SE #105, Maple Valley, WA 98038
3604306624
Ryan Tosch - American Pacific Mortgage
23175 224th Pl SE B, Maple Valley, WA 98038
2066534878
Guild Mortgage Company
26250 238th Ln SE #105, Maple Valley, WA 98038
4253589270
Guild Mortgage - Amanda Eaton
26250 238th Ln SE #105, Maple Valley, WA 98038
2535611459
Nicole J Benson, VP of Mortgage Lending - Guaranteed Rate
23876 SE Kent Kangley Rd Suite 309, Maple Valley, WA 98038
2067798157
A reverse mortgage specialist in Maple Valley Washington helps homeowners aged 62 and older access home equity without monthly payments. Washington state law requires borrowers to receive counseling from a HUD-approved agency before obtaining a Home Equity Conversion Mortgage. Specialists in Maple Valley guide clients through this process and explain how the loan affects inheritance and estate plans under Washington community property rules.
What Does a Reverse Mortgage Specialist in Maple Valley Cost?
Typical costs for a reverse mortgage in Washington include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. These costs often total between 5000 and 15000 dollars depending on the home value and loan type. Costs can be financed into the loan so the borrower pays little upfront. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Maple Valley Washington?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet HUD property standards. Washington law also requires a financial assessment to ensure the borrower can pay property taxes and insurance.
How does Washington state law affect reverse mortgage proceeds?
Reverse mortgage proceeds are generally not considered taxable income in Washington. However, they may affect eligibility for state programs like Medicaid or property tax deferral programs. Borrowers should consult a specialist to understand how proceeds interact with Washington homestead exemptions.
Can a reverse mortgage be foreclosed in Washington?
Yes, a reverse mortgage can be foreclosed if the borrower fails to pay property taxes, insurance, or maintain the home. Washington state has a non-judicial foreclosure process that can proceed after a default. Borrowers have a right to cure the default within the timeframe specified in their loan documents.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.