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Directory of reverse mortgage specialists in Lynnwood, Washington. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Lynnwood, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 19 reverse mortgage specialists in Lynnwood, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trevor Roberge
3400 188th St SW #101, Lynnwood, WA 98037
4257656605
Ryan Niles Team at Cornerstone Home Lending
3500 188th St SW #400, Lynnwood, WA 98037
2069494326
Capstone Home Loans
3400 188th St SW #101, Lynnwood, WA 98037
4255822420
David Haley Mortgage
3400 188th St SW Suite 185, Lynnwood, WA 98037
4254716039
Cascade Lending Group
4720 200th St SW UNIT 205, Lynnwood, WA 98036
4253196101
Shawna Talley at CrossCountry Mortgage
19101 36th Ave W Suites 202 & 203, Lynnwood, WA 98036
Kim Prater | Fairway Independent Mortgage Corporation Retirement Mortgage Specialist
3400 188th St SW Suite 185, Lynnwood, WA 98037
2069482176
What Does a Reverse Mortgage Specialist in Lynnwood Cost?
Typical costs for a reverse mortgage in Washington include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. For a $400,000 home, total closing costs often range from $8,000 to $15,000. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lynnwood Washington?
Borrowers must be at least 62 years old. The loan is based on the youngest borrower age. Washington state does not have additional age rules beyond federal HUD guidelines.
Do I need counseling to get a reverse mortgage in Washington?
Yes, HUD requires all borrowers to complete a counseling session with a HUD-approved agency. Washington state also mandates that the counselor explain the loan terms and alternatives. The session can be done in person or by phone.
Can I lose my home with a reverse mortgage in Lynnwood?
You can lose your home if you fail to pay property taxes or homeowners insurance. Washington state law requires lenders to notify borrowers of delinquency. You must also maintain the home and live there as your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.