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Find Reverse Mortgage Specialists in Kelso, WA

Looking for a reverse mortgage specialist in Kelso? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Kelso, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 reverse mortgage specialists in Kelso, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
224 S Kelso Dr, Kelso, WA 98626
3605751854
Kristi Spears VIP Mortgage INC
209 W Main St UNIT 103, Kelso, WA 98626
3609571757
Edward Jones - Financial Advisor: Eric C Brudi, CFP®|ChFC®|AAMS®
204 S Kelso Dr #204, Kelso, WA 98626
3605759399

What Does a Reverse Mortgage Specialist in Kelso Cost?

Typical costs for a reverse mortgage specialist in Washington include an origination fee of up to 2 percent of the first 200,000 dollars of the home value and 1 percent of the amount above that. Other costs include a mortgage insurance premium of 2 percent of the appraised value, an appraisal fee of 450 to 600 dollars, and closing costs of 1,500 to 3,000 dollars. Counseling fees range from 125 to 150 dollars. Costs vary by situation and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Kelso Washington?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet HUD property standards. Washington state also requires completion of a counseling session with a HUD-approved counselor.
How does Washington state law affect reverse mortgages?
Washington state law requires that reverse mortgage lenders provide a list of approved counseling agencies. The state also mandates a three-day right of rescission after closing. Additionally, Washington has specific protections against foreclosure for surviving spouses.