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Reverse Mortgage Specialists in Gig Harbor, WA

Compare reverse mortgage specialists in Gig Harbor. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Gig Harbor, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 reverse mortgage specialists in Gig Harbor, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Home Loans Gig Harbor NMLS 1102863
7191 Wagner Way NW #203, Gig Harbor, WA 98335
2538583899
Kyle Rohrbaugh at CrossCountry Mortgage
4021 Harborview Dr, Gig Harbor, WA 98332
2538582640
CrossCountry Mortgage Gig Harbor
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
2532253352
Matt L Wambold at CrossCountry Mortgage
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
3602655517
Nancy LeMessurier at Revolution Mortgage
2727 Hollycroft St #390, Gig Harbor, WA 98335
2532253885
Skylar Mosher at CrossCountry Mortgage
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
2534440240
PRMG
3226 Harborview Dr # 1, Gig Harbor, WA 98332
2533074501
Eric Payne at CrossCountry Mortgage
5403 Olympic Dr #100, Gig Harbor, WA 98335
2532514014
Debbie Mishko at CrossCountry Mortgage, LLC
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
3602391942
Stephanie Corcoran local, national VA, FHA, Conventional, purchase and refinance broker.
3226 Harborview Dr # 1, Gig Harbor, WA 98332
2097775160
Shauna Schraft | NMLS #404230 American Pacific Mortgage
5727 Baker Way NW Suite 101P, Gig Harbor, WA 98332
2538515903
Dawn James, Newrez LLC
2727 Hollycroft St, Gig Harbor, WA 98335
2539880425
Ryan Johannes
4021 Harborview Dr, Gig Harbor, WA 98332
4256816475
Ryan Buys | Home Trust Financial
5151 Borgen Blvd #101-C, Gig Harbor, WA 98332
2532787398
Ben Bratrud at CrossCountry Mortgage
4021 Harborview Dr, Gig Harbor, WA 98332
2536513512
Scott Fisher at Empire Home Loans
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
2536912222
Huntington Team at Evergreen Home Loans
7191 Wagner Way NW #203, Gig Harbor, WA 98335
2539063353
Jamie Lindsey at CrossCountry Mortgage
5403 Olympic Dr #100, Gig Harbor, WA 98335
2532371500
Michael Hopkins at CrossCountry Mortgage
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
8777731226
Rebecca Rainsberger-Reverse Mortgage Consultant
4423 Point Fosdick Dr Ste 100-12, Gig Harbor, WA 98335
2535092340

A reverse mortgage specialist in Gig Harbor, Washington can help homeowners aged 62 and older convert home equity into tax-free funds. Washington state law requires that borrowers receive HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Gig Harbor guide clients through this process, including understanding repayment obligations and property tax deferral programs available in Washington.

What Does a Reverse Mortgage Specialist in Gig Harbor Cost?

Reverse mortgage costs in Washington typically include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 2,000 to 8,000 dollars. Servicing fees may apply over the life of the loan. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What qualifications does a reverse mortgage specialist need in Washington?
In Washington, reverse mortgage specialists must hold a valid mortgage loan originator license. They must also complete annual continuing education on reverse mortgage products and comply with state disclosure requirements under RCW 19.144.
Are there specific counseling requirements for reverse mortgages in Washington?
Yes. Washington requires all borrowers to complete a HUD-approved counseling session before applying for a reverse mortgage. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
Can a reverse mortgage affect my Washington property taxes?
Yes. A reverse mortgage does not eliminate property tax obligations. In Washington, you must continue paying property taxes and homeowners insurance. However, you may qualify for the Washington Property Tax Deferral Program for seniors, which allows eligible homeowners to defer taxes on their primary residence.