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Find Reverse Mortgage Specialists in Waynesboro, VA
Browse reverse mortgage specialists serving Waynesboro, Virginia. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Waynesboro, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 4 reverse mortgage specialists in Waynesboro, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Monticello Reverse Mortgage
29 Stoneridge Dr #207, Waynesboro, VA 22980
4342492222
C&F Mortgage Corp
520 Lew Dewitt Blvd Suites 104 and 105, Waynesboro, VA 22980
5409417633
Benchmark Mortgage Companies
540 Lew Dewitt Blvd Ste. #4, Waynesboro, VA 22980
8044242200
Karen Frank C&F Mortgage Corporation
540 Lew Dewitt Blvd Ste. #4, Waynesboro, VA 22980
5409417633
A reverse mortgage specialist in Waynesboro Virginia helps homeowners aged 62 and older convert home equity into loan proceeds. Virginia law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Waynesboro residents can use these funds for home repairs medical expenses or daily living costs while retaining home ownership.
What Does a Reverse Mortgage Specialist in Waynesboro Cost?
Typical costs for a reverse mortgage specialist in Virginia include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Closing costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. Mortgage insurance premiums are 2 percent of the appraised value upfront plus 0.5 percent annually. Costs vary by loan amount and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Waynesboro Virginia?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement unless a non-borrowing spouse exemption applies under Virginia law.
Do I need counseling before getting a reverse mortgage in Virginia?
Yes Virginia requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur before you can submit a loan application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.