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Reverse Mortgage Specialists in Virginia Beach, VA

Directory of reverse mortgage specialists in Virginia Beach, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Virginia Beach, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 reverse mortgage specialists in Virginia Beach, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tidewater Mortgage Services, Inc. NMLS #: 71158
200 Golden Oak Ct Suite 100, Virginia Beach, VA 23452
(757) 498-7400 tidewatermortgage.com
CMS Mortgage Solutions, Inc.
1612 Centerville Turnpike STE 307, Virginia Beach, VA 23464
(757) 558-2603 cmsmortgage.com
OVM with AnnieMac Home Mortgage
5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462
(757) 330-6810 ovmfinancial.com
Veterans United Home Loans of Hampton Roads
564 Lynnhaven Pkwy, Virginia Beach, VA 23452
(757) 340-0013 hamptonroads.veteransunited.com
First Signature Mortgage, LLC
2037 Laskin Rd, Virginia Beach, VA 23454
(276) 254-4965 first-signature.com
Southern Trust Mortgage, LLC
295 Bendix Rd #400, Virginia Beach, VA 23452
(757) 518-0700 southerntrust.com
Atlantic Coast Mortgage - Virginia Beach
932 Laskin Rd Suite 100, Virginia Beach, VA 23451
(757) 364-0328 atlanticcoastmortgage.com
VA Choice Home Mortgage Inc.
2020 General Booth Blvd #200, Virginia Beach, VA 23454
(757) 739-5019 vachoicemortgage.com
United Atlantic Mortgage
2476 Nimmo Pkwy Ste 122, Virginia Beach, VA 23456
(757) 340-5626 uamva.com
Atlantic Mortgage & Funding
2000 General Booth Blvd STE 104, Virginia Beach, VA 23454
(866) 721-6084 atlanticmortgage.net
VA Wholesale Mortgage
4099 Foxwood Dr #108, Virginia Beach, VA 23462
(800) 244-4132 vawholesalemtg.com
Jonathan Locklear Mortgage VA Home Loan Specialist
575 Lynnhaven Pkwy Suite 101, Virginia Beach, VA 23452
(757) 374-3390 movement.com
Wes Flowers - Loan Officer -- Southern Trust Mortgage
295 Bendix Rd Suite 400, Virginia Beach, VA 23452
(757) 343-7578 southerntrust.com
James Grandy - Mortgage Broker NMLS #2077616
4099 Foxwood Dr Ste, 108, Virginia Beach, VA 23462
(719) 494-6621 grandyhomeloans.com
VA Mortgage Corp - Get Prequalified Within Minutes
2513 Squadron Ct STE 112, Virginia Beach, VA 23453
(833) 782-7882 vamortgagecorp.com
Heather Todd
582 Lynnhaven Pkwy STE 400, Virginia Beach, VA 23452
(757) 407-9110 ccm.com
Dragas Mortgage Company
4538 Bonney Rd Suite B, Virginia Beach, VA 23462
(757) 499-4303 dragasmortgage.com
Chelsi Zajac Mortgages
1612 Centerville Turnpike STE 307, Virginia Beach, VA 23464
(920) 904-6268 cmsmortgage.com
Mutual of Omaha Reverse Mortgage
4445 Corporation Ln Suite 202 & 238, Virginia Beach, VA 23462
(757) 280-6262
Renee Friedman, Mutual of Omaha Mortgage
4445 Corporation Ln # 238, Virginia Beach, VA 23462
(757) 651-6554

What Does a Reverse Mortgage Specialist in Virginia Beach Cost?

Reverse mortgage costs in Virginia typically include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually and third-party fees for appraisal title and recording. Total closing costs often range from 3000 to 8000 depending on the home value and lender. These costs can be financed into the loan. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Virginia Beach?
You must be at least 62 years old to qualify for a reverse mortgage in Virginia. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.
Is reverse mortgage counseling required in Virginia?
Yes Virginia law requires all borrowers to attend a counseling session with a HUD-approved counselor before applying. This session covers costs alternatives and obligations. The counselor must be independent from the lender.
What types of homes qualify for a reverse mortgage in Virginia Beach?
Eligible properties include single-family homes HUD-approved condominiums and townhouses. Manufactured homes may qualify if they meet FHA standards. The home must be in good condition and pass a FHA appraisal.

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