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Looking for a reverse mortgage specialist in Staunton? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Staunton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 8 reverse mortgage specialists in Staunton, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Park Lane Finance
108 Mactanly Pl, Staunton, VA 24401
4349755088
ALCOVA Mortgage | Staunton, VA
1600 N Coalter St #15th, Staunton, VA 24401
5408864613
The Adler Mortgage Team
32 N Augusta St Suite 18, Staunton, VA 24401
5406494940
Lendmark Financial Services LLC
729 Richmond Ave Suite 102, Staunton, VA 24401
5408860736
Chris Montgomery, NMLS ID#2296647
1600 N Coalter St Apt 15, Staunton, VA 24401
5402900558
Michelle Fix, NMLS ID#235608
1600 N Coalter St Apt 15, Staunton, VA 24401
5404301968
Edward Jones - Financial Advisor: Michael A Swinson, CFP®|AAMS®
102 Mactanly Pl STE C, Staunton, VA 24401
5408878168
Michael Walters - Truist Mortgage Loan Officer
488 Frontier Dr, Staunton, VA 24401
5408514087
A reverse mortgage specialist in Staunton Virginia helps homeowners aged 62 and older convert home equity into tax free funds. Virginia law requires borrowers to complete a counseling session with a HUD approved counselor before applying. Staunton residents often use these loans to supplement retirement income or cover home repairs while staying in their homes.
What Does a Reverse Mortgage Specialist in Staunton Cost?
Typical costs for a reverse mortgage specialist in Virginia include an origination fee of up to 2 percent of the home value and a HUD mandated mortgage insurance premium of 2 percent of the appraised value upfront plus 0.5 percent annually. Third party fees such as appraisal 400 to 600 title search 200 to 500 and recording fees 50 to 100 also apply. Total closing costs usually range from 3000 to 8000 but vary by property value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Staunton do?
A reverse mortgage specialist guides you through the loan process explains eligibility requirements and helps you compare options. They do not provide legal advice but can coordinate with your attorney and counselor. In Virginia the specialist must be licensed by the Virginia State Corporation Commission.
Are there Virginia specific rules for reverse mortgages?
Yes Virginia requires a three day right of rescission after closing. Borrowers must also complete HUD approved counseling before the loan is approved. Virginia law does not allow lenders to require you to purchase other financial products with the loan.
How much does a reverse mortgage cost in Staunton Virginia?
Costs include an origination fee typically up to 2 percent of the home value a mortgage insurance premium of 2 percent upfront and 0.5 percent annually and third party fees like appraisal and title search. Total closing costs often range from 3000 to 8000. These costs are usually financed into the loan.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.