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Find Reverse Mortgage Specialists in Radford, VA

Browse reverse mortgage specialists serving Radford, Virginia. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Radford, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 6 reverse mortgage specialists in Radford, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
616 W Main St A, Radford, VA 24141
5406399711
Virginia Credit Union
6103 Fulk Dr Apt C, Radford, VA 24141
8006668811
First NRV Federal Credit Union
900 W Main St, Radford, VA 24141
5406390885
RealFi Home Funding Corp.
325 W Main St, Radford, VA 24141
5406335626
Stifel
222 W Main St, Radford, VA 24141
5406335740
New River Valley Loan Office - The Bank of Marion
220 W Main St, Radford, VA 24141
5407441005

A reverse mortgage specialist in Radford Virginia helps homeowners aged 62 and older access home equity without monthly payments. Virginia law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Radford residents can use these loans to supplement retirement income or pay for home improvements.

What Does a Reverse Mortgage Specialist in Radford Cost?

Typical costs for a reverse mortgage in Virginia include an origination fee up to 2500 dollars or 2 percent of the homes value whichever is greater. Third-party fees such as appraisal title insurance and recording fees usually range from 1500 to 3000 dollars. A mandatory HUD counseling session costs about 125 to 150 dollars. These costs are often financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Radford Virginia?
You must be at least 62 years old to qualify for a reverse mortgage in Virginia. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.
Do I need counseling to get a reverse mortgage in Virginia?
Yes Virginia law requires all reverse mortgage borrowers to complete a counseling session with a HUD-approved counselor. This session explains loan terms costs and alternatives. You must receive a certificate of completion before the loan can proceed.