Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 12 reverse mortgage specialists in Midlothian, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
C&F Mortgage Corp
1400 Alverser Dr Second Floor, Midlothian, VA 23113
8048588300
Prosperity Mortgage Corporation
1100 Jefferson Green Cir, Midlothian, VA 23113
8043789931
Mason-McDuffie Mortgage Corporation
201 Wylderose Cmns Suite 204, Midlothian, VA 23113
9252424400
Capitol Mortgage Group NMLS# 1801858 https://nmlsconsumeraccess.org/
14321 Winter Breeze Dr Suite 26, Midlothian, VA 23113
8043627600
Jackson Brower - First Heritage Mortgage
1 Park W Cir Suite 300, Midlothian, VA 23114
5713404544
Clay Carroll | Team Clay | CrossCountry Mortgage
14321 Winter Breeze Dr office 236, Midlothian, VA 23113
8046146515
Open Door Lending
1 Park W Cir Suite 310H, Midlothian, VA 23114
8047043339
William L Woodfin III at Prosperity Home Mortgage - Midlothian
1100 Jefferson Green Cir, Midlothian, VA 23113
8772751762
Greg Arroyo at Prosperity Home Mortgage - Midlothian
2931 Polo Pkwy, Midlothian, VA 23113
8772751762
Liz Copeland at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
4344663289
Guild Mortgage - Scott Silverstein
14321 Winter Breeze Dr Suite 200, Midlothian, VA 23113
3012549547
Chris Cleveland at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
8043480042
What Does a Reverse Mortgage Specialist in Midlothian Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee up to 2.5 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party costs like appraisal title and recording fees. Total upfront costs often range from 5,000 to 15,000 depending on home value and loan type. These costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Midlothian do?
A reverse mortgage specialist guides you through the HECM process from application to closing. They explain loan terms upfront costs and repayment rules. In Virginia the specialist must be licensed by the Virginia State Corporation Commission.
Are there income or credit requirements for a reverse mortgage in Virginia?
Yes lenders require a financial assessment to ensure you can pay property taxes insurance and upkeep. Virginia law does not set specific income minimums but the lender uses HUD guidelines. You must also attend a counseling session with a HUD-approved agency.