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Find Reverse Mortgage Specialists Near You in Herndon, VA
Compare reverse mortgage specialists in Herndon. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Herndon, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 8 reverse mortgage specialists in Herndon, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Jim McQuaig Lending Group at Churchill Mortgage
620 Herndon Pkwy STE 360, Herndon, VA 20170
7036742170
Nationwide Processing Inc
1736 Whitewood Ln, Herndon, VA 20170
7036890400
A reverse mortgage specialist in Herndon Virginia can help homeowners aged 62 and older access home equity without monthly payments. Virginia law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a reverse mortgage. Herndon residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Herndon Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal and title search. For a home valued at 400000 dollars total closing costs often range from 8000 to 15000 dollars. These costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist in Herndon need?
Specialists must be licensed mortgage loan originators in Virginia. They should also have experience with FHA-insured Home Equity Conversion Mortgages or HECMs which are the most common reverse mortgage type in Virginia.
Are there Virginia-specific rules for reverse mortgages?
Yes Virginia requires a mandatory counseling session with a HUD-approved counselor before you can apply. The state also has a three-day right of rescission allowing you to cancel the loan within three business days after closing.
How do I choose a reverse mortgage specialist in Herndon Virginia?
Look for a specialist who is licensed in Virginia and has experience with HECM loans. You can verify their license through the Nationwide Multistate Licensing System or NMLS. Ask about their familiarity with local property values in Herndon and Fairfax County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.