ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in Rutland, VT
Compare reverse mortgage specialists in Rutland. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Rutland, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Vermont before hiring.
Showing 9 reverse mortgage specialists in Rutland, VT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
EastRise Credit Union
72 Seward Rd, Rutland, VT 05701
8023715162
Guild Mortgage - Morgan Woolf
3 Aiken Pl, Rutland, VT 05701
8023539924
Mortgage Company
3 Aiken Pl, Rutland, VT 05701
8023539924
Credit Union of Vermont: A Division of Vermont Federal Credit Union
2 S Main St, Rutland, VT 05701
8027730027
Greenhill Financial Partners LLC
18 S Main St, Rutland, VT 05701
8023836700
Edward Jones - Financial Advisor: Reed L Wilcox
128 Merchants Row, Rutland, VT 05701
8027739607
Edward Jones - Financial Advisor: Lon A Smith
82 Woodstock Ave, Rutland, VT 05701
8027735992
Raymond Morvan
87 West St, Rutland, VT 05701
8022893004
One Day In July | Rutland, VT
734 US-4 Suite 7, Rutland, VT 05701
8028296954
A reverse mortgage specialist in Rutland, Vermont can help seniors aged 62 and older access home equity through a Home Equity Conversion Mortgage (HECM). Vermont law requires that borrowers receive counseling from a HUD-approved agency before applying. Rutland homeowners often use these funds to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Rutland Cost?
Typical costs for a reverse mortgage in Vermont include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs often range from 5,000 to 10,000 dollars. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Rutland Vermont?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence. Vermont law also mandates a mandatory counseling session with a HUD-approved counselor.
How does Vermont law affect reverse mortgage terms?
Vermont follows federal HECM guidelines but also requires that lenders provide a detailed disclosure of costs and terms. There is no state-specific cooling-off period beyond the federal three-day right of rescission. All loans must be non-recourse, meaning you will never owe more than the home is worth.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Rutland who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Vermont.