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Find Reverse Mortgage Specialists in Salt Lake City, UT
Directory of reverse mortgage specialists in Salt Lake City, Utah. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Salt Lake City, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 15 reverse mortgage specialists in Salt Lake City, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Intercap Lending
910 E 6600 S, Salt Lake City, UT 84121
3858008300
NEO Home Loans - Utah
2063 E 3900 S, Salt Lake City, UT 84124
8552609932
Matt Stout | E Mortgage Capital
2834 Highland Dr, Salt Lake City, UT 84106
8014031792
Joe Libin – Latitude Lending
1586 Stratford Ave S Suite 3, Salt Lake City, UT 84106
8012095205
Axent Funding
5957 S Redwood Rd # 200, Salt Lake City, UT 84123
8015769336
Brad Toland | Latitude Lending LLC
1586 E Stratford Ave #3, Salt Lake City, UT 84106
8014507667
Advanced Funding Home Mortgage Loans
6589 S 1300 E #200, Salt Lake City, UT 84121
8012720600
On Track Mortgage Solutions
1377 Stockbridge Ln, Salt Lake City, UT 84117
8018977139
Mortgage Lending LLC
5993 S Redwood Rd, Salt Lake City, UT 84123
8012612105
Lyman King, Utah Mortgage Loan Corp
380 200 S #106, Salt Lake City, UT 84101
8017558736
Mutual of Omaha Mortgage - David Carter
2825 E Cottonwood Pkwy #500, Salt Lake City, UT 84121
7072358786
Flite Financial
2825 E Cottonwood Pkwy Suite 569, Salt Lake City, UT 84121
8018896555
SUGAR HOUSE MORTGAGE
2091 E 1300 S #203, Salt Lake City, UT 84108
8018710052
Spectra Capital -Reverse Mortgage Specialists
7938 S 3500 E Suite B-500, Salt Lake City, UT 84121
8012560648
The New Reverse Mortgage
2063 E 3900 S Suite B, Salt Lake City, UT 84124
8559695956
A reverse mortgage specialist in Salt Lake City helps homeowners aged 62 and older convert home equity into tax-free funds. Utah law requires that borrowers receive counseling from a HUD-approved agency before closing. Specialists guide clients through the HECM process and explain how Utah property tax deferral programs can interact with reverse mortgages.
What Does a Reverse Mortgage Specialist in Salt Lake City Cost?
In Utah reverse mortgage costs include a HUD counseling fee of about 125 dollars an origination fee capped at 2 percent of the home value and a 2 percent upfront mortgage insurance premium. Third-party costs such as appraisal title search and recording fees add 1,000 to 3,000 dollars. Total closing costs for a typical Salt Lake City home often fall between 6,000 and 12,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Salt Lake City?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. Utah does not have additional state-specific eligibility rules beyond federal HECM requirements.
How much does a reverse mortgage cost in Utah?
Typical costs include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually, and third-party fees for appraisal and title work. In Utah total closing costs often range from 5,000 to 10,000 dollars but vary by loan amount and lender.
Can I lose my home with a reverse mortgage in Salt Lake City?
Yes if you fail to pay property taxes or homeowners insurance or if you move out for more than 12 months. Utah law does not provide additional protections beyond federal rules. You must keep the home in good condition and live there as your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.