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Reverse Mortgage Specialists in Midvale, UT

Looking for a reverse mortgage specialist in Midvale? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Midvale, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 3 reverse mortgage specialists in Midvale, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veritas Funding | Home Loans and Refinance
7050 Union Park Ave #400, Midvale, UT 84047
8016390900
KAI Mortgage
7090 Union Park Ave Ste 325, Midvale, UT 84047
8013067306
Jason Ramirez - Kai Mortgage
7090 Union Park Ave Ste 325, Midvale, UT 84047
3854441587

A reverse mortgage specialist in Midvale Utah can help homeowners aged 62 and older access home equity without monthly payments. Utah law requires that borrowers complete a counseling session with a HUD approved agency before applying. This service is available to residents of Midvale and the surrounding Salt Lake County area.

What Does a Reverse Mortgage Specialist in Midvale Cost?

Typical costs for a reverse mortgage in Utah include an origination fee of up to $6,000, a mortgage insurance premium of 2 percent of the home value, and third party fees for appraisal and title work. Total closing costs often range from $8,000 to $15,000. These costs are usually financed into the loan and not paid out of pocket. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Midvale Utah?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement. Utah law follows federal HECM guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Utah?
No, you do not need to own the home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The remaining equity is then available to you as a loan.