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Reverse Mortgage Specialists in Lindon, UT

Browse reverse mortgage specialists serving Lindon, Utah. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Lindon, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 4 reverse mortgage specialists in Lindon, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Box Home Loans
360 S 670 W #200, Lindon, UT 84042
8779050005
Ridge Home Loans
140 S Main St Building B STE 6, Lindon, UT 84042
8014148055
GorillaRates.com by Canopy Mortgage - Mortgage Lender
360 S 670 W Suite 200, Lindon, UT 84042
8018894004
NEXAble LLC
123 E 200 S St, Lindon, UT 84042
2544082111

A reverse mortgage specialist in Lindon, Utah helps homeowners aged 62 and older convert part of their home equity into cash without selling their home. Utah law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). This service is especially useful for Lindon residents looking to supplement retirement income while staying in their homes.

What Does a Reverse Mortgage Specialist in Lindon Cost?

Typical costs for a reverse mortgage in Utah include an origination fee of up to 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount above that. Third-party fees such as appraisal, title search, and recording fees range from 500 to 2,000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value, and annual premiums are 0.5 percent of the loan balance. Costs vary by lender and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Lindon Utah?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. Utah does not have additional state-specific age or income limits beyond federal HECM rules.
Do I need to attend counseling for a reverse mortgage in Utah?
Yes, Utah law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session covers loan terms, costs, and alternatives. The counselor will issue a certificate that your lender must receive before processing the loan.