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Browse reverse mortgage specialists serving Willis, Texas. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Willis, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 6 reverse mortgage specialists in Willis, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flash Funding Mortgage
12056 FM830 Suite 200, Willis, TX 77318
8322341030
Home Loans With Gary - NMLS #228800
13185 FM 1097 ste e, Willis, TX 77318
7133879873
Montgomery Mortgage, Inc.
11230 FM830, Willis, TX 77318
9362287590
Fiesta Loans
214 S Danville St, Willis, TX 77378
9368904677
Chase Home Lending
9496 FM 1097, Willis, TX 77318
3327993680
First Financial Mortgage
10521 FM 1097, Willis, TX 77318
9364391875
A reverse mortgage specialist in Willis Texas helps homeowners aged 62 and older convert home equity into loan proceeds. Texas law requires borrowers to complete a counseling session with a HUD approved counselor before applying. Specialists in Willis guide clients through the unique requirements of Texas property tax deferral and homestead protections.
What Does a Reverse Mortgage Specialist in Willis Cost?
Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to 2 percent of the home value and a HUD counseling fee of about 125 dollars. Third party costs such as appraisal and title services usually add 500 to 1,500 dollars. Total closing costs can range from 2,000 to 6,000 dollars depending on the property and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Willis Texas?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and a single family home or HUD approved condo. Texas law also requires a financial assessment to ensure the borrower can pay property taxes and insurance.
How does Texas homestead law affect a reverse mortgage?
Texas has strong homestead protections that limit the loan amount to 80 percent of the home value for reverse mortgages. The home remains in the borrower name and cannot be taken as long as they live there and meet loan obligations. Specialists in Willis explain these protections in detail during the application process.
What costs are involved in getting a reverse mortgage in Willis Texas?
Common costs include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees for appraisal and title work. Closing costs in Texas typically range from 2,000 to 5,000 dollars depending on the loan amount and property value.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.