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Compare reverse mortgage specialists in Waco. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Waco, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 reverse mortgage specialists in Waco, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Robbie Hetland, SWBC Mortgage
601 Franklin Ave Ste. 4F, Waco, TX 76701
2543007348
The Jones Team - SWBC Mortgage
1508 N Valley Mills Dr, Waco, TX 76710
2546526370
Thrive Mortgage - Waco
510 Austin Ave Suite 25208, Waco, TX 76701
8772412701
Trent Miller, SWBC Mortgage - Loan Officer
601 Franklin Ave #4f, Waco, TX 76701
2543007349
SWBC Mortgage Waco - Main
500 N Valley Mills Dr Suite 213, Waco, TX 76710
2547419440
Benchmark Mortgage — Adam Goldenberg
5525 Speegleville Rd #104, Waco, TX 76712
2547232047
The Koehn Mortgage Group Powered by Coast2Coast Mortgage Lending
1600 Lake Air Dr, Waco, TX 76710
2544056690
AgTrust Farm Credit
13525 Sandalwood Dr, Waco, TX 76712
2547726905
Jonathon Roberts — Team Roberts at Fairway Home Mortgage
217 S 4th St Suite B & C, Waco, TX 76701
2544494338
Cory Smith - First State Bank Mortgage
719 N New Rd, Waco, TX 76710
2547238341
Anthony Collier- SWBC Mortgage
601 Lake Air Dr, Waco, TX 76710
2547163226
Sarah Jamar - Fairway Home Mortgage
217 S 4th St Suite B, Waco, TX 76701
3364136590
SWBC Mortgage Waco - Valley Mills
1508 N Valley Mills Dr, Waco, TX 76710
2546526370
Welcome Mortgage
601 Lake Air Dr, Waco, TX 76710
2547099907
SWBC Mortgage Waco - Waco Drive
3701 W Waco Dr, Waco, TX 76710
2548551895
Private Lending of America
2024 Austin Ave, Waco, TX 76701
2548707476
Benjamin Holder | The Koehn Mortgage Group Powered by Coast2Coast Mortgage Lending
1600 Lake Air Dr, Waco, TX 76710
8065596435
Bank of America Home Mortgage
401 Hewitt Dr, Waco, TX 76712
2547503200
Extraco Mortgage | Waco: Downtown
605 S University Parks Dr, Waco, TX 76706
2547612088
Fairway Independent Mortgage Corporation
1201 Hewitt Dr #201, Waco, TX 76712
2549330036
Reverse mortgage specialists in Waco Texas help seniors aged 62 and older convert home equity into loan proceeds without monthly payments. Under Texas law, borrowers must complete a mandatory counseling session with a HUD-approved counselor before applying. Local specialists guide clients through the Texas Home Equity Conversion Mortgage rules and property tax deferral options.
What Does a Reverse Mortgage Specialist in Waco Cost?
Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search. For a home valued at 300,000 dollars, total closing costs often range from 8,000 to 15,000 dollars. Costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Waco Texas?
Borrowers must be at least 62 years old. All owners on the title must meet this age requirement under Texas law. The home must be the primary residence.
Do I need counseling before getting a reverse mortgage in Texas?
Yes. Texas law requires a mandatory counseling session with a HUD-approved counselor before you can apply. This session explains loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Waco?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Texas law also requires you to live in the home as your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.