Skip to main content

Find Reverse Mortgage Specialists in Sugar Land, TX

Directory of reverse mortgage specialists in Sugar Land, Texas. Verify credentials with the state mortgage licensing authority before hiring.

13 agents listed
Updated May 2026
Sugar Land, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 13 reverse mortgage specialists in Sugar Land, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sutherland Mortgage Services, Inc.
14090 Southwest Fwy, Sugar Land, TX 77478
8775217462
Home USA Mortgage
14905 Southwest Fwy #201, Sugar Land, TX 77478
2812075260
Jerome "JJ" Johnson - NMLS# 2009480 - Edge Home Finance
5826 New Territory Blvd, Sugar Land, TX 77479
3467086470
Windsor Home Lending
116 Eldridge Rd # D, Sugar Land, TX 77478
3464923525
MG Financial LLC
2245 Texas Dr #300, Sugar Land, TX 77479
8326007132
Codemark Financial
77 Sugar Creek Center Blvd Ste. 600, Sugar Land, TX 77478
8326777678
HomeTrust Financing
2245 Texas Dr #300, Sugar Land, TX 77479
2817631876
Baker Mortgage
1 Sugar Creek Center Blvd #945, Sugar Land, TX 77478
2813136683
Sadaf Sultan, Mortgage Broker - Edge Home Finance
1470 First Colony Blvd Suite 102, Sugar Land, TX 77479
8325636659
Signature Home Loans LLC
77 Sugar Creek Center Blvd Ste. 600, Sugar Land, TX 77478
8327239922
Sims Mortgage Team
2245 Texas Dr #300, Sugar Land, TX 77479
8329907172
Capital crest mortgage group
3 Sugar Creek Center Blvd #100, Sugar Land, TX 77478
7137244554
Candi Lara - Change Home Mortgage
77 Sugar Creek Center Blvd suite 600 office 38, Sugar Land, TX 77478
9154431119

What Does a Reverse Mortgage Specialist in Sugar Land Cost?

Typical costs for a reverse mortgage in Sugar Land Texas include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party costs such as appraisal title and recording fees. Total closing costs often range from 5 000 to 15 000 depending on the home value and loan type. These costs are usually financed into the loan so you pay little upfront. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Sugar Land Texas?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. Texas law follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Sugar Land?
No you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The amount you can borrow depends on your age home value and current interest rates.
What happens to the reverse mortgage when I move out or pass away in Texas?
The loan becomes due when you permanently leave the home or pass away. Heirs have 6 months under Texas law to repay the loan or sell the home. They are not personally liable for any shortfall if the home value is less than the loan balance.