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Compare Reverse Mortgage Specialists in Stafford, TX

Looking for a reverse mortgage specialist in Stafford? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Stafford, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 9 reverse mortgage specialists in Stafford, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
K & G Capital Mortgage
12603 Southwest Fwy Suite 670, Stafford, TX 77477
8328130100
Peak Wholesale Mortgage
445 Murphy Rd Ste 300, Stafford, TX 77477
8324334510
Brad Ainsworth at CrossCountry Mortgage
10701 Corporate Dr Ste 246, Stafford, TX 77477
2819802770
Reid Walker at CrossCountry Mortgage
10701 Corporate Dr Ste 246, Stafford, TX 77477
8323921503
Hometrust Mortgage Company
10707 Corporate Dr # 139, Stafford, TX 77477
2815657525
Dream Makers Mortgage, LLC NMLS 2244116
10707 Corporate Dr Sute 100-A, Stafford, TX 77477
8323483711
The Ainsworth Group - CrossCountry Mortgage
10701 Corporate Dr Ste 246, Stafford, TX 77477
7134178258
Roberson Mortgage Inc.
10701 Corporate Dr, Stafford, TX 77477
8322519100
Candace Cagle at CrossCountry Mortgage
10701 Corporate Dr Ste 246, Stafford, TX 77477
2812399967

A reverse mortgage specialist in Stafford Texas helps seniors convert home equity into cash without selling the home. Texas law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Specialists guide clients through the process and ensure compliance with Texas Property Code Section 50.001.

What Does a Reverse Mortgage Specialist in Stafford Cost?

Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually, and third-party fees for appraisal, title, and recording. Total closing costs often range from 2,000 to 8,000 dollars depending on the property value and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Stafford Texas?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. Texas law also requires the home to be the borrowers primary residence.
Are there limits on how much I can borrow with a reverse mortgage in Texas?
Yes. The loan amount is based on the appraised home value, the borrowers age, and current interest rates. In Texas, the maximum claim amount for a Home Equity Conversion Mortgage is capped at the FHA limit, which is $1,089,300 in 2024.
Do I have to pay property taxes and insurance with a reverse mortgage in Stafford?
Yes. Borrowers must continue to pay property taxes, homeowners insurance, and maintain the home. Failure to do so can result in loan default and possible foreclosure. Texas law requires lenders to set aside funds for taxes and insurance if needed.