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Find Reverse Mortgage Specialists in Springtown, TX

Looking for a reverse mortgage specialist in Springtown? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Springtown, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 reverse mortgage specialists in Springtown, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southwest Funding-Wendy Davis Team
435 Three Skillet Rd, Springtown, TX 76082
8174807947
Jill Sebik / Home Loan /Platinum Eagle Mortgage/ Newrez / Loan Officer / Springtown
401 N Ave A, Springtown, TX 76082
8177519000

Reverse mortgage specialists in Springtown Texas help homeowners aged 62 and older convert home equity into cash without monthly payments. Texas law requires borrowers to complete a counseling session with a HUD-approved agency before a reverse mortgage can close. Specialists guide clients through the process and ensure compliance with state homestead protections.

What Does a Reverse Mortgage Specialist in Springtown Cost?

Typical costs for a reverse mortgage in Texas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. For a home valued at 300,000 dollars, total closing costs often range from 8,000 to 15,000 dollars. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Springtown Texas?
Borrowers must be at least 62 years old. If married, the younger spouse must also meet the age requirement unless they are a non-borrowing spouse. Texas law follows federal HUD guidelines for age eligibility.
Do I need to attend counseling for a reverse mortgage in Texas?
Yes, Texas law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
Can I lose my home with a reverse mortgage in Springtown?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Texas law provides a 90-day right to cure before foreclosure. You must also continue living in the home as your primary residence.