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Compare Reverse Mortgage Specialists in San Marcos, TX
Compare reverse mortgage specialists in San Marcos. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
San Marcos, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 reverse mortgage specialists in San Marcos, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Travis Cummings, PrimeLending NMLS#819313
1913 Dutton Dr #305, San Marcos, TX 78666
5124979935
Blue Sky Mortgage Company
2700 Hunter Rd # B, San Marcos, TX 78666
5123961121
DHI Title Agency
1306 E McCarty Ln Suite 150, San Marcos, TX 78666
5128053660
Acceptance Home Mortgage Corp.
174 S Guadalupe St #102, San Marcos, TX 78666
5123958800
A reverse mortgage specialist in San Marcos Texas helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Texas law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Specialists in San Marcos guide clients through the specific requirements of the Texas reverse mortgage statute, including the homestead lien rules.
What Does a Reverse Mortgage Specialist in San Marcos Cost?
Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to 2 percent of the first 200,000 dollars of the home value plus 1 percent on amounts above that. Closing costs usually range from 2,000 to 5,000 dollars, and the mandatory HUD counseling fee is about 125 to 250 dollars. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in San Marcos Texas?
Borrowers must be at least 62 years old. For a married couple, both spouses must meet the age requirement if they are both on the title. Texas law follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Texas?
No, you do not need to own the home free and clear. You can use a reverse mortgage to pay off an existing mortgage balance. The loan must be the first lien on the property, and you must have sufficient equity.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.