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Find Reverse Mortgage Specialists Near You in Odessa, TX
Compare reverse mortgage specialists in Odessa. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Odessa, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 10 reverse mortgage specialists in Odessa, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1541 John Ben Shepperd Pkwy Suite 16, Odessa, TX 79761
4329677458
Tony Aquinto-Cardinal Financial Company, Limited Partnership
4555 E University Blvd Suite D 7, Odessa, TX 79762
4322175648
John Stafford - GoRascal Mortgage
1410 E 8th St Suite B, Odessa, TX 79762
4322454525
Chad Sandell, 2035194, PrimeLending
1541 John Ben Shepperd Pkwy Suite 16, Odessa, TX 79761
4328809056
Gina Reyes - Mortgage Broker
2400 N Grandview Ave, Odessa, TX 79761
4327411269
PNC Mortgage
3809 E 42nd St, Odessa, TX 79762
4323665903
Brenda Gutierrez, NMLS 1755549, PrimeLending
1541 S Jbs Pkwy, Odessa, TX 79761
4322484311
Certainty Home Lending
4301-B Mission Blvd, Odessa, TX 79765
4322039522
A reverse mortgage specialist in Odessa Texas helps homeowners aged 62 and older convert home equity into tax-free funds. Texas law requires borrowers to complete a HUD-approved counseling session before applying for a Home Equity Conversion Mortgage HECM. Specialists in Odessa guide clients through the unique requirements of Texas property law and local appraisal processes.
What Does a Reverse Mortgage Specialist in Odessa Cost?
Typical costs for a reverse mortgage in Texas include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. For a home valued at 200000 total closing costs often range from 6000 to 12000. Costs vary by loan amount and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Odessa Texas?
Borrowers must be at least 62 years old. In Texas married couples both spouses must be listed on the title and meet age requirements unless one spouse is a non-borrowing spouse under HUD rules.
Do I need to own my home free and clear to qualify in Odessa?
No you do not need to own the home free and clear. You can qualify with an existing mortgage as long as you have enough equity to pay off that mortgage with the reverse mortgage proceeds. Texas law requires the home to be your primary residence.
What property types are eligible for a reverse mortgage in Odessa Texas?
Eligible property types include single-family homes HUD-approved condominiums and manufactured homes that meet FHA standards. In Texas the property must be in good condition and pass a FHA appraisal. Mobile homes on leased land are not eligible.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.