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Find Reverse Mortgage Specialists Near You in Mont Belvieu, TX
Browse reverse mortgage specialists serving Mont Belvieu, Texas. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Mont Belvieu, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 reverse mortgage specialists in Mont Belvieu, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guarantee Mortgage, LLC
2770 North Farm to Market 565 Road, Mont Belvieu, TX 77523
2813855511
Blake Hutto at Guarantee Mortgage
2770 FM 565, Mont Belvieu, TX 77523
8322629124
PrimeLending, A PlainsCapital Company - Baytown
11340 Eagle Dr #2, Mont Belvieu, TX 77523
2812128935
What Does a Reverse Mortgage Specialist in Mont Belvieu Cost?
Typical costs for a reverse mortgage in Texas include an origination fee of up to 2 percent of the first 200,000 dollars of the home value plus 1 percent of the amount above that. Third-party fees such as appraisal, title search, and recording fees can range from 500 to 2,000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value, and annual premiums are 0.5 percent of the loan balance. These costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Mont Belvieu Texas?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage (HECM) in Texas. All borrowers on the title must meet this age requirement. The property must also be your primary residence.
Do I need to own my home free and clear to get a reverse mortgage in Texas?
No, you do not need to own your home free and clear. However, any existing mortgage or liens must be paid off with the reverse mortgage proceeds. Texas law also requires that you have sufficient equity to cover the new loan.
What counseling is required for a reverse mortgage in Texas?
Texas law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent of the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.