Skip to main content

Find Reverse Mortgage Specialists Near You in Missouri City, TX

Looking for a reverse mortgage specialist in Missouri City? Review the directory below to compare your options.

10 agents listed
Updated May 2026
Missouri City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 10 reverse mortgage specialists in Missouri City, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage - Trey Jordan
5777 Sienna Pkwy #150, Missouri City, TX 77459
2547608121
Succedo Mortgage, LLC
2440 Texas Pkwy Suite 213D, Missouri City, TX 77489
8328886368
Sutton Residential & Commercial
2111 Hwy 90 Alt A, Missouri City, TX 77489
2814990001
The Daniel Team: CMG Home Loans
4502 Riverstone Blvd Suite 303-304, Missouri City, TX 77459
2814073830
First Step Mortgage
7070 Knights Ct Suite 402, Missouri City, TX 77459
8322126693
Top Mortgage, LLC - NMLS#1491362
4220 Cartwright Rd Ste 903, Missouri City, TX 77459
2815134567
Lusin & Lucid Mortgage Group
3110 Palm Harbour Dr, Missouri City, TX 77459
7137017838
1st Credential Mortgage Inc
8615 Bloomfield Turn, Missouri City, TX 77459
2817780805
Lloyd Daniel
4502 Riverstone Blvd, Missouri City, TX 77459
2814073830
Reasonable Lending, LLC
2433 FM 1092 Rd, Missouri City, TX 77459
8323755080

What Does a Reverse Mortgage Specialist in Missouri City Cost?

In Texas, reverse mortgage specialist fees are regulated by HUD and Texas law. Origination fees cannot exceed 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount above 200,000 dollars, capped at 6,000 dollars. Appraisal fees in Missouri City typically range from 400 to 600 dollars, and third-party costs like title insurance and recording fees add 1,000 to 3,000 dollars. Total upfront costs generally fall between 2,000 and 8,000 dollars. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age and equity requirements for a reverse mortgage in Missouri City Texas?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be your primary residence, and you must maintain it according to HUD standards. Texas law also requires a financial assessment to ensure you can pay property taxes and insurance.
How does Texas homestead law affect reverse mortgages in Missouri City?
Texas homestead protections limit reverse mortgage proceeds to 80 percent of the home appraised value for HECM loans. The home remains your primary residence, and you cannot be forced to sell as long as you pay taxes, insurance, and maintain the property. Texas law also prohibits using reverse mortgage funds for speculative investments.
What costs are involved with a reverse mortgage specialist in Missouri City Texas?
Typical costs include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually, appraisal fees around 400 to 600 dollars, and counseling fees of 125 to 150 dollars. Total closing costs often range from 2,000 to 8,000 dollars depending on the loan amount.