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Compare Reverse Mortgage Specialists in Midlothian, TX

Browse reverse mortgage specialists serving Midlothian, Texas. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Midlothian, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 reverse mortgage specialists in Midlothian, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid America Mortgage Southwest
229 S 9th St, Midlothian, TX 76065
9727232611
Hill Financial Group
641 Highlander, Midlothian, TX 76065
9725098855
John Walling Mortgage Broker
7211 Hamilton Dr, Midlothian, TX 76065
2142125195
Prime Lending
200 N 14th St, Midlothian, TX 76065
2147361560

Reverse mortgage specialists in Midlothian Texas help homeowners aged 62 and older access home equity without monthly payments. Under Texas law reverse mortgages are regulated by the Texas Constitution and require mandatory counseling. Specialists guide clients through the process including eligibility requirements and repayment terms specific to Texas.

What Does a Reverse Mortgage Specialist in Midlothian Cost?

Typical costs for a reverse mortgage specialist in Texas include origination fees of 0.5 to 2 percent of the loan amount and third party costs like appraisal title and recording fees ranging from 2000 to 5000 dollars. Counseling fees are usually 125 to 250 dollars but may be waived for low income borrowers. All costs are paid from loan proceeds not out of pocket. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Midlothian do?
A reverse mortgage specialist explains how a home equity conversion mortgage works under Texas law. They help you understand eligibility counseling requirements and loan terms. They do not provide financial advice but can connect you with approved counselors.
Are there Texas specific rules for reverse mortgages?
Yes Texas has unique rules. The Texas Constitution limits reverse mortgage loan amounts to 80 percent of the home appraised value. Borrowers must also complete a state approved counseling session before applying.