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Compare reverse mortgage specialists in Midland. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Midland, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 17 reverse mortgage specialists in Midland, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benchmark Mortgage
3211 W Wadley Ave #14, Midland, TX 79705
4328974577
PrimeLending, A PlainsCapital Company - Midland
3510 N Midkiff Rd Ste. 200, Midland, TX 79705
4326892559
David N Wade, NMLS 657852, PrimeLending
3510 N Midkiff Rd Ste. 200, Midland, TX 79705
4326892559
The Perea Lending Team - Canopy Mortgage
4908 N Midkiff Rd, Midland, TX 79705
4328972299
Lindsey Masch Prime Lending NMLS 2009277
3510 N Midkiff Rd Ste. 200, Midland, TX 79705
4322540218
HNB Mortgage - NMLS #205935
2101 W Wadley Ave # 36, Midland, TX 79705
4326830081
DHI Mortgage
13020 TX-191 Suite I, Midland, TX 79707
4329340568
Julie Wong , Commercial DSCR * Business Lender, Residential NMLS 621110
4305 N Garfield St Suite 213A, Midland, TX 79705
4323526694
Highlands Residential Mortgage - The Elite Team - Midland
4410 N Midkiff Rd Suite b-2a, Midland, TX 79705
4322186175
Next Legacy Lending - Midland
705 W Wadley Ave, Midland, TX 79705
4322530402
Jamie Pruitt, Mortgage Loan Officer
3211 W Wadley Ave #14, Midland, TX 79705
4326319065
Revolution Mortgage
3303 N Midkiff Rd Suite 115, Midland, TX 79705
4322693191
Ashley Wheeler, PrimeLending NMLS 2407900
3510 N Midkiff Rd Ste. 200, Midland, TX 79705
4322304004
JJ Clarkson, PrimeLending ,NMLS 453190
3510 N Midkiff Rd Ste. 200, Midland, TX 79705
4328896331
Highlands Residential Mortgage -Stacy Bridges
4410 N Midkiff Rd Suite b-2a, Midland, TX 79705
4325534472
Morgage Broker NMLS 621110
4305 N Garfield St Suite 213A, Midland, TX 79705
4323526694
Midland Refinance Mortgage
5900 E County Rd 57, Midland, TX 79705
8775452129
A reverse mortgage specialist in Midland, Texas helps homeowners aged 62 and older convert home equity into tax-free funds. Under Texas law, reverse mortgages must comply with state homestead protections and require mandatory counseling. Specialists guide clients through the process, including eligibility, loan terms, and repayment options specific to Texas property laws.
What Does a Reverse Mortgage Specialist in Midland Cost?
Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to 2 percent of the home value, an appraisal fee of 400 to 800 dollars, and a mandatory counseling fee of about 125 dollars. Closing costs and mortgage insurance premiums also apply. Total upfront costs usually range from 2,000 to 6,000 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Midland Texas?
Borrowers must be at least 62 years old. This is a federal requirement that applies in Texas and all other states. The youngest borrower on the title must meet this age minimum.
Do I need counseling before getting a reverse mortgage in Texas?
Yes, Texas law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session covers costs, alternatives, and obligations. The counselor must be independent from the lender.
Can I lose my home with a reverse mortgage in Midland?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Texas law gives you a 30-day cure period to address any default before foreclosure proceedings can begin.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.