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Find Reverse Mortgage Specialists Near You in Mesquite, TX
Compare reverse mortgage specialists in Mesquite. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Mesquite, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 reverse mortgage specialists in Mesquite, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cedric Pitts - United Mortgage Pros
1509 Paintbrush St, Mesquite, TX 75149
9728322814
Mesquite Mortgage
103 N Broad St, Mesquite, TX 75149
9725146793
Apect Home Group
US-80, Mesquite, TX 75149
4695102004
A reverse mortgage specialist in Mesquite Texas helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Texas law requires borrowers to complete a HUD-approved counseling session before applying for a Home Equity Conversion Mortgage (HECM). The specialist can guide you through the unique Texas property tax deferral options and homestead protections.
What Does a Reverse Mortgage Specialist in Mesquite Cost?
Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount over 200,000 dollars. Third-party costs such as appraisal, title insurance, and recording fees usually range from 2,000 to 5,000 dollars. Counseling fees are capped at 125 dollars but many agencies offer free sessions. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Mesquite Texas?
You must be at least 62 years old to qualify for a reverse mortgage in Texas. All borrowers listed on the title must meet this age requirement. The property must be your primary residence.
Do I need to own my home free and clear to get a reverse mortgage in Mesquite?
No, you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage balance. The amount you can borrow depends on your home value, age, and current interest rates.
What happens to the reverse mortgage when I move out or pass away?
The loan becomes due when you permanently move out or pass away. Heirs can repay the loan by selling the home or refinancing. Texas law provides a 6-month grace period plus extensions for heirs to settle the loan.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.