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Compare reverse mortgage specialists in McKinney. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
McKinney, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 12 reverse mortgage specialists in McKinney, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CORE Mortgage
1402 S Custer Rd #204, McKinney, TX 75072
4694508617
Lendid Home Loans
5900 S Lake Forest Dr Ste 300, McKinney, TX 75070
9724158586
Fairway Independent Mortgage Corporation | The Eric White Team
2111 Eldorado Pkwy #102, McKinney, TX 75070
4696308520
Tom Sherman - Benchmark Mortgage
1402 S Custer Rd #901, McKinney, TX 75070
9722180903
Gail Hillman at CrossCountry Mortgage
500 S Tennessee St Suite D Office 1, McKinney, TX 75069
9722003253
Will Austin - Benchmark Mortgage
1402 S Custer Rd #901, McKinney, TX 75072
9729519794
LendNext Mortgage Corporation
6800 Weiskopf Ave suite 150, McKinney, TX 75070
2148076665
Sue LeBlanc, NMLS# 2078168
1402 S Custer Rd #901, McKinney, TX 75072
4694412846
Todd Baker Certified Mortgage Planner
6800 Weiskopf Ave Suite 200B, McKinney, TX 75070
9726087522
iHome Mortgage
3732 Sweetbriar Dr, McKinney, TX 75072
7608455369
Keystone Mortgage
2530 Eldorado Pkwy #205H, McKinney, TX 75070
9729646450
ALCOVA Mortgage | McKinney, TX
3120 Hudson Crossing STE D2, McKinney, TX 75070
2143340674
A reverse mortgage specialist in McKinney Texas helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Texas law requires borrowers to complete a HUD-approved counseling session before applying for a Home Equity Conversion Mortgage (HECM). McKinney residents benefit from local specialists who understand Collin County property values and Texas homestead protections.
What Does a Reverse Mortgage Specialist in McKinney Cost?
Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to $6,000 for a $300,000 home and a mortgage insurance premium of about $6,000. Third-party fees for appraisal title and recording range from $1,500 to $3,000. All costs can be rolled into the loan balance. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in McKinney Texas?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. Texas law also requires a financial assessment and mandatory counseling.
How does Texas homestead law affect a reverse mortgage in McKinney?
Texas homestead protections limit the amount of equity you can access to 80 percent of the appraised value for a HECM. The loan must be closed by a Texas-licensed lender, and you retain ownership and the right to live in the home as long as you meet loan obligations.
What costs are involved with a reverse mortgage specialist in McKinney?
Costs include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. These costs can be financed into the loan, so you pay no upfront cash.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.