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Looking for a reverse mortgage specialist in Kilgore? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Kilgore, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 reverse mortgage specialists in Kilgore, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
405 N Kilgore St #2, Kilgore, TX 75662
9039831343
Citizens Bank
301 E Main St, Kilgore, TX 75662
9039848671
PNC Mortgage
1200 N Kilgore St, Kilgore, TX 75662
9039842506
Element Financial Services
1100 Stone Rd suite 116, Kilgore, TX 75662
9032180359
Edward Jones - Financial Advisor: Joseph Wright
1100 Stone Rd Suite 215, Kilgore, TX 75662
9039830024
A reverse mortgage specialist in Kilgore, Texas helps homeowners aged 62 and older convert home equity into tax-free funds. Texas law requires mandatory counseling from a HUD-approved agency before you can apply. Specialists guide you through the specific rules under the Texas Constitution for reverse mortgages.
What Does a Reverse Mortgage Specialist in Kilgore Cost?
Typical costs for a reverse mortgage in Texas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value upfront plus 0.5 percent annually, and third-party fees like appraisal and title search ranging from 500 to 1500 dollars. Total closing costs usually range from 5000 to 12000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Kilgore Texas?
You must be at least 62 years old. All borrowers listed on the title must meet this age requirement. Texas law does not allow exceptions for younger spouses.
Do I need counseling before getting a reverse mortgage in Texas?
Yes, Texas law requires you to complete a counseling session with a HUD-approved counselor. This session must happen before you submit your application. The counselor explains the loan terms, costs, and alternatives.
What property types qualify for a reverse mortgage in Kilgore?
Qualifying properties include single-family homes, FHA-approved condominiums, and manufactured homes that meet HUD standards. The property must be your primary residence in Kilgore. Second homes and investment properties do not qualify.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.