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Find Reverse Mortgage Specialists in Irving, TX

Browse reverse mortgage specialists serving Irving, Texas. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Irving, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 11 reverse mortgage specialists in Irving, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
KBHS Home Loans
300 E Royal Ln # 250, Irving, TX 75039
8553786625
Lennar Mortgage, LLC Dallas
1231 Greenway Dr Suite 600A, Irving, TX 75038
4695875600
PRIME MORTGAGE SOLUTIONS
5000 Riverside Dr Bldg 6 Suite 100E, Irving, TX 75039
9723104909
Ray Campbell Team - Nova Home Loans
511 E John W Carpenter Fwy # 500, Irving, TX 75062
2142895562
Fairway Independent Mortgage Corporation
1333 Corporate Dr, Irving, TX 75038
9728256638
Preapprovals
600 E John W Carpenter Fwy Suite #262, Irving, TX 75062
2148886666
Assurant Home Loans
1212 Corporate Dr, Irving, TX 75038
9402069406
Menage Mortgage NMLS# 2365021
320 Decker Dr Suite 102, Irving, TX 75062
8178056913
Uptown Funding
5215 N O'Connor Blvd #1100, Irving, TX 75039
2143056955
Trek Mortgage
4320 N Belt Line Rd Ste A221, Irving, TX 75038
2149239722
Inclusive Lending LLC
511 E John W Carpenter Fwy # 500, Irving, TX 75062
6823512875

A reverse mortgage specialist in Irving Texas helps homeowners age 62 and older convert home equity into tax-free funds. Texas law requires borrowers to complete mandatory counseling before obtaining a reverse mortgage. Specialists guide clients through the process including eligibility and repayment rules specific to Texas property tax and homestead protections.

What Does a Reverse Mortgage Specialist in Irving Cost?

Typical costs for a reverse mortgage specialist in Texas include an origination fee of up to 2 percent of the home value with a maximum of 6000 dollars. Other fees include appraisal costs around 400 to 600 dollars and closing costs of 2000 to 4000 dollars. Counseling fees are usually 125 to 250 dollars. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist in Irving do?
A reverse mortgage specialist helps you understand and apply for a Home Equity Conversion Mortgage HECM. They explain Texas-specific rules such as the mandatory counseling requirement and the limit on loan amounts based on your home value and age. They also assist with documentation and closing steps.
What are the Texas requirements for a reverse mortgage?
In Texas you must be at least 62 years old own your home outright or have a low mortgage balance and live in the home as your primary residence. Texas law requires you to complete a HUD-approved counseling session before applying. The loan must be repaid when you sell the home move out permanently or pass away.
How long does the reverse mortgage process take in Irving Texas?
The process typically takes 30 to 45 days from application to closing. This includes the required counseling session appraisal and underwriting. Texas law does not set a specific time limit but delays can occur if additional documentation is needed.