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Reverse Mortgage Specialists in Hutto, TX

Directory of reverse mortgage specialists in Hutto, Texas. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Hutto, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 reverse mortgage specialists in Hutto, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
722 US Hwy 79 STE 100, Hutto, TX 78634
7372592452
Chase Home Lending
506 US-79, Hutto, TX 78634
6307680030

A reverse mortgage specialist in Hutto Texas helps seniors aged 62 and older convert home equity into loan proceeds. Texas law requires mandatory counseling and a three-day right of rescission after closing. Specialists guide clients through the Texas Home Equity Conversion Mortgage process to ensure compliance with state regulations.

What Does a Reverse Mortgage Specialist in Hutto Cost?

Typical costs for a reverse mortgage specialist in Texas include origination fees (up to 2 percent of the home value or 6,000 dollars, whichever is less), appraisal fees (400 to 700 dollars), and counseling fees (125 to 150 dollars). Closing costs such as title insurance and recording fees add 1,500 to 3,000 dollars. Costs vary by situation and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Hutto Texas?
Borrowers must be at least 62 years old. Texas law also requires that all owners listed on the title be at least 62 or meet specific exceptions for non-borrowing spouses.
Is counseling required for a reverse mortgage in Texas?
Yes, Texas law mandates that all borrowers complete a counseling session with a HUD-approved counselor. This session must occur before the loan application is submitted.
Can a reverse mortgage in Texas be used to purchase a home?
Yes, the Texas Home Equity Conversion Mortgage for Purchase program allows seniors to use reverse mortgage proceeds to buy a new primary residence. The property must meet FHA standards and be located in Texas.