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Looking for a reverse mortgage specialist in Humble? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Humble, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 reverse mortgage specialists in Humble, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
1718 Humble Pl Dr Suite 7, Humble, TX 77338
2813558866
John Gutierrez - Mortgage Lender/Realtor
8067 Farm to Market 1960 Rd E, Humble, TX 77346
2819402894
Firehouse Mortgage
7702 Farm to Market 1960 Rd E Suite 300, Humble, TX 77346
A reverse mortgage specialist in Humble, Texas can help homeowners aged 62 and older access home equity without monthly payments. Texas law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Specialists guide clients through the unique Texas home equity rules and the mandatory three-day rescission period after closing.
What Does a Reverse Mortgage Specialist in Humble Cost?
Typical costs for a reverse mortgage in Texas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These costs can range from 3000 to 8000 dollars depending on the home value and loan type. Costs are often financed into the loan rather than paid upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Humble Texas?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement unless a non-borrowing spouse exception applies under Texas law.
Do I need to own my home free and clear to get a reverse mortgage in Humble?
No, you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The remaining equity after paying off the old loan determines how much you can receive.
What counseling is required for a reverse mortgage in Texas?
Texas law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur before you can submit a loan application. The counselor explains loan terms, costs, and alternatives.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.