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Find Reverse Mortgage Specialists Near You in Horizon City, TX
Looking for a reverse mortgage specialist in Horizon City? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Horizon City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 reverse mortgage specialists in Horizon City, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendNation
14026 Horizon Blvd Ste 5, Horizon City, TX 79928
9152482310
Mountain Star Mortgage
334 Interlachen Ct, Horizon City, TX 79928
9155430643
A reverse mortgage specialist in Horizon City Texas helps homeowners aged 62 and older convert home equity into loan proceeds. Under Texas law these loans are known as Texas Home Equity Conversion Mortgages and require mandatory counseling from a HUD-approved agency. Specialists guide clients through the unique Texas homestead protections and lien rules that apply to these loans.
What Does a Reverse Mortgage Specialist in Horizon City Cost?
Typical costs for a reverse mortgage in Texas include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. Total closing costs often range from 5,000 to 12,000 depending on the home value and lender. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Horizon City Texas?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement under federal HUD guidelines and Texas state law.
Do I need to own my home free and clear to qualify for a reverse mortgage in Texas?
No you do not need to own the home free and clear. You can use a reverse mortgage to pay off an existing mortgage balance. However you must have significant equity in the property typically at least 50 percent.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.