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Looking for a reverse mortgage specialist in Farmersville? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Farmersville, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 reverse mortgage specialists in Farmersville, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Commercial Bank of Texas, N.A.
201 S State Hwy 78, Farmersville, TX 75442
9727827054
Change Home Mortgage
131 McKinney St #203, Farmersville, TX 75442
8056604072
A reverse mortgage specialist in Farmersville, Texas helps homeowners aged 62 and older convert home equity into tax-free funds. Texas law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Specialists guide clients through the unique Texas property tax deferral options and homestead protections available under state law.
What Does a Reverse Mortgage Specialist in Farmersville Cost?
Typical costs for a reverse mortgage in Texas include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and appraisal fees around 400 to 600 dollars. Closing costs generally range from 2,000 to 5,000 dollars. These costs are often financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Farmersville Texas?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be on the loan. Texas law follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to qualify in Farmersville?
No, you do not need to own your home free and clear. You must have significant equity. The loan pays off any existing mortgage first. Texas law requires the home to be your primary residence.
How does Texas property tax deferral work with a reverse mortgage?
Texas allows homeowners aged 65 or older to defer property taxes. With a reverse mortgage, you can continue deferring taxes. The deferred taxes plus interest become due when the home is sold or the loan ends.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.