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Compare Reverse Mortgage Specialists in Denison, TX
Compare reverse mortgage specialists in Denison. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Denison, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 reverse mortgage specialists in Denison, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
reAlpha Mortgage
305 W Woodard St, Denison, TX 75020
9032022800
Find Mortgage
1200 S Mirick Ave #103, Denison, TX 75020
9404530916
Gary Williams - First United Mortgage Group
931 W Main St, Denison, TX 75020
9036244995
A reverse mortgage specialist in Denison, Texas helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Texas law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the unique Texas property tax deferral rules and homestead protections.
What Does a Reverse Mortgage Specialist in Denison Cost?
Typical costs for a reverse mortgage specialist in Texas include an origination fee up to 2 percent of the first 200,000 dollars of the home value plus 1 percent of the amount above 200,000 dollars. Other costs may include appraisal fees around 400 to 600 dollars, title insurance, and recording fees. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Denison Texas?
Borrowers must be at least 62 years old. For HECM loans, all borrowers listed on the title must meet this age requirement. Texas law also requires that the home be the primary residence.
Do I need counseling before getting a reverse mortgage in Texas?
Yes. Texas law and federal regulations require borrowers to complete a counseling session with a HUD-approved counselor before applying. The session covers loan terms, costs, and alternatives.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.