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Find Reverse Mortgage Specialists Near You in College Station, TX
Compare reverse mortgage specialists in College Station. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
College Station, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 18 reverse mortgage specialists in College Station, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guarantee Mortgage, LLC
6744 Victoria Ave, College Station, TX 77845
9799773900
Pilgrim Mortgage - College Station, TX
4438 Texas 6 Frontage Rd #501, College Station, TX 77845
9793077667
1st Alliance Mortgage, LLC
4438 Texas 6 Frontage Rd Suite 201, College Station, TX 77845
4519 Mills Park Cir #100, College Station, TX 77845
8327146205
The Monroe Team at Legacy Mutual Mortgage
4121 Texas 6 Frontage Rd Suite 102, College Station, TX 77845
9792245360
Extraco Banks | College Station
4189 Texas 6 Frontage Rd, College Station, TX 77845
9798238810
Janelle Carver - Cornerstone Home Lending, Inc.
307 Arguello Dr, College Station, TX 77840
9792601448
New American Funding - Todd Chrisman
2801 Earl Rudder Fwy S, College Station, TX 77845
9792740497
Kristine Reynolds - CMG Home Loans
4519 Mills Park Cir #100, College Station, TX 77845
4093316983
DHI Mortgage
1136 Southern Pointe Pkwy, College Station, TX 77845
9793930810
Mortgage Pro - Jerod Rosenbarker
6744 Victoria Ave, College Station, TX 77845
7138764651
Mortgage.HannahGuidry
6744 Victoria Ave, College Station, TX 77845
9369005460
Danielle L Fifer - Truist Mortgage Loan Officer
2717 Texas Ave S, College Station, TX 77840
9792553192
Extraco Mortgage | College Station
4189 Texas 6 Frontage Rd, College Station, TX 77845
9798238824
Veronica Mitchell - Regional Lending Officer
710 William D. Fitch Pkwy, College Station, TX 77845
9794852902
New American Funding - College Station, TX
2801 Earl Rudder Fwy S, College Station, TX 77845
9792740008
Reverse mortgage specialists in College Station, Texas help homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Texas law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the unique Texas property tax deferral options and the state homestead protections that apply to reverse mortgages.
What Does a Reverse Mortgage Specialist in College Station Cost?
Typical costs for a reverse mortgage in Texas include an origination fee of up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording which range from 500 to 1500 dollars. Closing costs generally total 3000 to 8000 dollars depending on the home value and lender. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in College Station Texas?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet HUD property standards. Texas law also requires a financial assessment and mandatory counseling from a HUD-approved agency.
How does Texas homestead law affect a reverse mortgage?
Texas homestead protections limit the amount of equity you can access through a reverse mortgage. The loan cannot exceed the appraised value of the home, and the borrower retains ownership. The homestead exemption does not apply to the reverse mortgage itself but helps protect the property from certain creditors.
Can I lose my home with a reverse mortgage in College Station?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. Texas law requires lenders to set aside funds for taxes and insurance in some cases. As long as you meet these obligations and live in the home, you cannot be forced to sell.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.