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Compare reverse mortgage specialists in Celina. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Celina, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 reverse mortgage specialists in Celina, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michael Greco - Greco Mortgage
601 S Ohio Dr Suite 104, Celina, TX 75009
9727872707
Randy Teakell, Mortgage Broker sponsored by Omni-Fund
890 Mellanie Ct, Celina, TX 75009
9729899903
Roxanne Padgett-First State Bank Mortgage
433 S Preston Rd, Celina, TX 75009
9729772350
Reverse mortgage specialists in Celina Texas help homeowners aged 62 and older convert home equity into loan proceeds. Under Texas law, borrowers must complete a HUD-approved counseling session before applying. Celina residents can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Celina Cost?
Typical costs for a reverse mortgage in Texas include an origination fee of up to 2 percent of the home value, an upfront mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These costs can range from 2000 to 8000 dollars depending on the loan amount and property value. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Celina Texas?
Borrowers must be at least 62 years old. The home must be the primary residence. Texas law also requires a financial assessment to ensure the borrower can pay property taxes and insurance.
Do I need counseling before getting a reverse mortgage in Texas?
Yes. Texas law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent of the lender.
What types of reverse mortgages are available in Celina Texas?
The most common type is the Home Equity Conversion Mortgage (HECM) insured by the FHA. Proprietary reverse mortgages are also available for high-value homes. Texas has specific homestead laws that affect loan limits and property tax deferral options.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.