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Compare Reverse Mortgage Specialists in Kingsport, TN
Browse reverse mortgage specialists serving Kingsport, Tennessee. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Kingsport, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 13 reverse mortgage specialists in Kingsport, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
131 Wendover Dr, Kingsport, TN 37663
4232460222
Dee Bardes - Union Home Mortgage
10368 Wallace Alley St #7, Kingsport, TN 37663
4234779363
Mortgage Investors Group
210 E Market St Suite C, Kingsport, TN 37660
4237652211
Russell Street at CrossCountry Mortgage
109-111 W Market St, Kingsport, TN 37660
4232462126
Briddger at Real Time Mortgage - Mortgage Broker
136 W Main St, Kingsport, TN 37660
4233028618
Lynn Egan at Bank of Tennessee
301 E Center St, Kingsport, TN 37660
4237970695
Real Time Mortgage
136 W Main St, Kingsport, TN 37660
4233028618
CrossCountry Mortgage, LLC
109-111 W Market St, Kingsport, TN 37660
4232462126
Roger Hutchins | Fairway Independent Mortgage Corporation Branch Manager
131 Wendover Dr, Kingsport, TN 37663
4232460222
Dawn Dilworth - Branch Manager - Premier Mortgage Resources
225 W Center St suite 101, Kingsport, TN 37660
4233254318
TRICITIES MORTGAGE GROUP
1664 E Stone Dr SUITE D, Kingsport, TN 37660
4233232227
DHI Mortgage
6 Sheridan Square #200, Kingsport, TN 37660
8652273866
Wendy Thompson Team Kingsport Mortgage Brokers & Lending Company
215 E Sullivan St, Kingsport, TN 37660
4233458722
A reverse mortgage specialist in Kingsport Tennessee helps homeowners aged 62 and older convert home equity into loan proceeds. Tennessee law requires borrowers to complete a HUD-approved counseling session before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Kingsport can guide you through this process and explain how property taxes and insurance obligations work under state regulations.
What Does a Reverse Mortgage Specialist in Kingsport Cost?
Typical costs for a reverse mortgage specialist in Tennessee include an origination fee of up to 2 percent of the first 200,000 dollars of the home value plus 1 percent of the amount above 200,000 dollars. Other costs may include a mortgage insurance premium of 2 percent of the appraised value upfront and an annual premium of 0.5 percent. Appraisal fees in Kingsport range from 450 to 700 dollars. Closing costs such as title insurance and recording fees add 500 to 1,500 dollars. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Kingsport Tennessee?
Borrowers must be at least 62 years old. For a HECM loan, all titleholders must meet this age requirement unless a non-borrowing spouse qualifies under specific HUD rules.
Do I need to own my home free and clear to qualify in Kingsport?
No you do not need to own your home free and clear. You can still qualify if you have an existing mortgage as long as the reverse mortgage proceeds pay off that loan first. Tennessee law does not impose additional equity requirements beyond HUD guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.