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Find Reverse Mortgage Specialists Near You in Columbia, TN
Browse reverse mortgage specialists serving Columbia, Tennessee. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Columbia, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 10 reverse mortgage specialists in Columbia, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
State Finance of Columbia
1907 Carmack Blvd A, Columbia, TN 38401
9313882468
Security Finance
1907 Carmack Blvd Suite E, Columbia, TN 38401
9313881244
Mariner Finance
230 E James Campbell Blvd #109, Columbia, TN 38401
9313881040
Teresa Cepicky, FirstBank Mortgage, NMLS# 1460595
18 Public Square, Columbia, TN 38401
6154352262
Kelly Taylor Mortgage Group
2509 Cayer Ln suite b, Columbia, TN 38401
9316288602
Kelley Mortgage LLC
105 E James Campbell Blvd # 2, Columbia, TN 38401
9314460909
Todd Kabel, FirstBank Mortgage, NMLS# 628403
18 Public Square, Columbia, TN 38401
6153643065
FirstBank Mortgage
18 Public Square, Columbia, TN 38401
8002006462
Mutual Finance Inc
611 S James Campbell Blvd, Columbia, TN 38401
9313810610
US Bank Mortgage
400 Westover Dr, Columbia, TN 38401
8008722657
A reverse mortgage specialist in Columbia Tennessee helps homeowners aged 62 and older convert home equity into tax-free funds. Tennessee law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the process and explain how the loan affects property taxes and heirs.
What Does a Reverse Mortgage Specialist in Columbia Cost?
Typical costs for a reverse mortgage in Tennessee include an origination fee (up to 2 percent of the home value), a mortgage insurance premium (2 percent of the appraised value upfront plus 0.5 percent annually), and third-party fees such as appraisal and title search. These costs range from 2,000 to 8,000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Columbia Tennessee?
You must be at least 62 years old to qualify for a reverse mortgage in Tennessee. All borrowers listed on the title must meet this age requirement.
Do I need counseling before getting a reverse mortgage in Tennessee?
Yes, Tennessee law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session explains the loan terms, costs, and alternatives.
Can I lose my home with a reverse mortgage in Columbia?
You must continue to pay property taxes and homeowners insurance and maintain the home. If you fail to meet these obligations or move out for more than 12 months, the loan becomes due.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.