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Find Reverse Mortgage Specialists Near You in Collegedale, TN
Compare reverse mortgage specialists in Collegedale. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Collegedale, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 2 reverse mortgage specialists in Collegedale, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tim Lane - Movement Mortgage
6711 Mountain View Rd suite 119, Collegedale, TN 37363
4237155607
Regions Mortgage
9503 Apison Pike, Collegedale, TN 37363
8007344667
A reverse mortgage specialist in Collegedale Tennessee helps homeowners aged 62 and older convert home equity into tax free funds. Tennessee law requires borrowers to complete a HUD approved counseling session before obtaining a reverse mortgage. This service is useful for seniors in Collegedale who want to supplement retirement income without selling their home.
What Does a Reverse Mortgage Specialist in Collegedale Cost?
Typical costs for a reverse mortgage specialist in Tennessee include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Other fees include an appraisal costing 400 to 600 dollars, a HUD counseling fee of 125 to 150 dollars, and closing costs of 1500 to 3000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Collegedale do?
A reverse mortgage specialist in Collegedale guides seniors through the process of getting a Home Equity Conversion Mortgage or HECM. They explain eligibility requirements, loan terms, and repayment options. The specialist also coordinates with HUD approved counselors as required by Tennessee law.
What are the age and property requirements for a reverse mortgage in Tennessee?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and meet FHA standards. In Tennessee, condos and manufactured homes may qualify if they meet specific HUD guidelines.
Are reverse mortgage proceeds taxable in Tennessee?
Reverse mortgage proceeds are not considered taxable income by the IRS or the state of Tennessee. However, interest may be deductible when the loan is repaid. Borrowers should consult a tax professional for their specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.