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Compare reverse mortgage specialists in Cleveland. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Cleveland, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 16 reverse mortgage specialists in Cleveland, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
865 Keith St NW, Cleveland, TN 37311
4234794138
Home Mortgage Solutions LLC
31 Mouse Creek Rd NW, Cleveland, TN 37312
4233398086
SouthEast Bank
3475 Keith St NW, Cleveland, TN 37312
4233032820
Mariner Finance
300 Paul Huff Pkwy NW Suite 700, Cleveland, TN 37312
4234799615
iDirect Home Loans
555 Broad St NW, Cleveland, TN 37311
4236145626
Crown Home Mortgage
201 1st St NW Suite 1, Cleveland, TN 37311
4232756050
Pathfinder Mortgage Group Inc
6300 N Lee Hwy, Cleveland, TN 37312
8883977644
Superior Financial Services
163 Stuart Rd NE, Cleveland, TN 37312
4234731552
HomeRate Mortgage
2850 Westside Dr NW Suite A2, Cleveland, TN 37312
4238059098
CMG Financial
4235 TL Rogers St NE, Cleveland, TN 37312
4234217900
Bank of Cleveland Home Loan Center
93 N Ocoee St, Cleveland, TN 37311
4234788444
Tracy Knocke
4235 TL Rogers St NE, Cleveland, TN 37312
4236160413
USA Mortgage, Inc.
4035 Keith St NW, Cleveland, TN 37312
4234783115
Cadence Mortgage
1520 Clingan Ridge Dr NW, Cleveland, TN 37312
4234795503
Covenant Mortgage LLC
2155 Keith St NW, Cleveland, TN 37311
4235598300
Mark Gravelle - Regions Mortgage Loan Officer
178 Paul Huff Pkwy NW, Cleveland, TN 37312
4237160371
A reverse mortgage specialist in Cleveland Tennessee helps homeowners aged 62 and older convert home equity into cash without monthly payments. Tennessee law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists can guide you through this process and explain how Tennessee property tax rules may affect your loan.
What Does a Reverse Mortgage Specialist in Cleveland Cost?
Typical costs for a reverse mortgage specialist in Tennessee include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs often range from 2,000 to 5,000 dollars depending on the property. These fees can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist have in Cleveland Tennessee?
A qualified specialist should hold a valid Tennessee mortgage loan originator license and have experience with HUD-approved Home Equity Conversion Mortgages. They should also be familiar with Tennessee property tax deferral programs for seniors.
How does Tennessee law affect reverse mortgage proceeds?
Tennessee law does not tax reverse mortgage proceeds as income. However the loan balance must be repaid when the last borrower dies or permanently moves out. The home must remain your primary residence.
What are the counseling requirements for a reverse mortgage in Tennessee?
Tennessee requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session covers loan terms costs and alternatives. The counselor must be independent from the lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.