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Find Reverse Mortgage Specialists Near You in Spartanburg, SC
Browse reverse mortgage specialists serving Spartanburg, South Carolina. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Spartanburg, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 20 reverse mortgage specialists in Spartanburg, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Watson — Benchmark Mortgage
4009 Anderson Mill Rd, Spartanburg, SC 29301
8646252454
Travis Harrison - Fairway Independent Mortgage Corporation
320 E Main St Suite 301, Spartanburg, SC 29302
8646710000
Lauren Duty - Movement Mortgage
775 Spartan Blvd Unit 103, Spartanburg, SC 29301
8647065176
Jillian Wofford MLO Fairway Home Mortgage
350 E St John St Suite 101, Spartanburg, SC 29302
8642162660
Heather Grow
775 Spartan Blvd Unit 103, Spartanburg, SC 29301
8643840012
PrimeLending - Scott Gragg
350 E St John St, Spartanburg, SC 29302
8645831995
Prosper Home Loans | Spartanburg, SC
464 E Main St #4, Spartanburg, SC 29302
8646417626
Local Mortgage Authority of Spartanburg
601 W Main St, Spartanburg, SC 29301
8644007113
Guild Mortgage - Gail Nace
104 N Daniel Morgan Ave #108, Spartanburg, SC 29306
8643168993
PrimeLending, A PlainsCapital Company - Spartanburg
101 N Pine St # 315, Spartanburg, SC 29302
8645831995
Ethan Dean - Top Spartanburg Mortgage Lender - New American Funding
320 E Main St Suite 301, Spartanburg, SC 29302
8643808963
FAIRWAY Home Mortgage
320 E Main St Suite 301, Spartanburg, SC 29302
8646801452
Darren Stroud, GO Mortgage
775 Spartan Blvd Unit 103, Spartanburg, SC 29301
8647067962
Kristina Pinchuk Mortgage Loan Officer
1230 John B White Sr Blvd, Spartanburg, SC 29306
8648124444
Guild Mortgage Company
104 N Daniel Morgan Ave #108, Spartanburg, SC 29306
8646411971
Atlantic Coast Mortgage - Spartanburg
115 Southport Rd A, Spartanburg, SC 29306
8646803399
Pathway Mortgage
300 E Blackstock Rd E, Spartanburg, SC 29301
8645953812
Carolyn S MacIntosh
450 E Henry St, Spartanburg, SC 29302
8645965014
Jennifer J Morgan, NMLS 289319, Primelending
350 E St John St, Spartanburg, SC 29302
8645831533
Movement Mortgage
320 E Main St Ste 310-A, Spartanburg, SC 29302
8773141499
A reverse mortgage specialist in Spartanburg South Carolina helps homeowners aged 62 and older convert part of their home equity into cash. South Carolina law requires that borrowers receive counseling from a HUD-approved agency before obtaining a Home Equity Conversion Mortgage (HECM). Spartanburg residents benefit from local specialists who understand the Upstate real estate market and can guide them through the FHA-insured loan process.
What Does a Reverse Mortgage Specialist in Spartanburg Cost?
Typical costs for a reverse mortgage in South Carolina include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording which range from 500 to 1500 dollars. Closing costs vary by lender and loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Spartanburg do?
A reverse mortgage specialist in Spartanburg helps seniors evaluate if a HECM loan is right for them. They explain loan terms, costs, and repayment requirements. They also coordinate with HUD-approved counselors as required by South Carolina law.
What are the age and equity requirements for a reverse mortgage in South Carolina?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence. South Carolina follows federal HECM guidelines which require a financial assessment to ensure the borrower can pay property taxes and insurance.
How long does the reverse mortgage process take in Spartanburg?
The process typically takes 30 to 45 days from application to closing. This includes mandatory HUD counseling, appraisal, and underwriting. South Carolina does not impose additional state-specific waiting periods beyond federal requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.