ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a reverse mortgage specialist in Rock Hill? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Rock Hill, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 12 reverse mortgage specialists in Rock Hill, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Victory Wholesale Lending, LLC
148 E Main St #200-A, Rock Hill, SC 29732
8034314843
The Practical Mortgage Solution
102 819 Terrace Park Suite 29730, Rock Hill, SC 29730
7049994454
Sincere Mortgage by NEXA
153 S Oakland Ave, Rock Hill, SC 29730
9802914848
Nicholas A. Campo Sr. - NBI Financial Group LLC
140 E Main St #425, Rock Hill, SC 29730
9802637274
Carolina Best Mortgage
1560 Ebenezer Rd, Rock Hill, SC 29732
8038307598
NBI Financial Group LLC
140 E Main St #425, Rock Hill, SC 29730
9802637274
Michelle Freeman | SouthState Mortgage
1127 Ebenezer Rd, Rock Hill, SC 29732
8039096807
Bubba Bailey, Movement Mortgage
2460 India Hook Rd #201-H, Rock Hill, SC 29732
8033671381
Interlinc Mortgage Services
1658 Cranium Drive Suite 103, Rock Hill, SC 29732
8038305994
Nile Mortgage
1565 Ebenezer Rd, Rock Hill, SC 29732
8033204209
Joseph Campo - NBI Financial Group LLC
140 E Main St #425, Rock Hill, SC 29730
8035581915
Guardian Fidelity Mortgage Inc
762 Cherry Rd, Rock Hill, SC 29732
8033292007
A reverse mortgage specialist in Rock Hill South Carolina helps homeowners aged 62 and older access home equity without monthly payments. South Carolina law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Local specialists guide clients through the process including property tax and insurance obligations under state law.
What Does a Reverse Mortgage Specialist in Rock Hill Cost?
Typical costs for a reverse mortgage specialist in South Carolina include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Third party costs such as appraisal title search and recording fees range from 1000 to 3000 dollars. The HUD counseling fee is usually 125 to 250 dollars. All costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Rock Hill South Carolina?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. Spouses under 62 may have limited protections under South Carolina law.
Do I need counseling to get a reverse mortgage in South Carolina?
Yes federal law requires HUD-approved counseling before you can apply for a reverse mortgage. South Carolina does not add extra state counseling requirements. The counselor will explain loan terms costs and alternatives.
Can I lose my home with a reverse mortgage in Rock Hill?
You can lose your home if you fail to pay property taxes or homeowners insurance or if you do not maintain the property. South Carolina law allows lenders to foreclose for nonpayment of taxes. You must keep the home as your primary residence.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Rock Hill who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.