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Find Reverse Mortgage Specialists Near You in North Charleston, SC
Directory of reverse mortgage specialists in North Charleston, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
North Charleston, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 9 reverse mortgage specialists in North Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Loans Inc: Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8435697283
Peoples Bank Mortgage and SBA Loans
4401 Belle Oaks Dr #210, North Charleston, SC 29405
8436066058
Lending with Mark
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8437435727
Jay Ingram - Home Loans Inc. - Jay Ingram, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8437145195
Otter Mortgage Team powered by Edge Home Finance
4214 Domino Ave suite D, North Charleston, SC 29405
8435573926
Jenna Richardson Motto Mortgage Thrives
1042 E Montague Ave Suite G2, North Charleston, SC 29405
8439007212
Universal Mortgage Consulting
6650 Rivers Ave #120, North Charleston, SC 29406
8435761859
Mortgage Matchmaker | Rima Garrett, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8432592609
Bullard Mortgage Group
2557 Ashley Phosphate Rd, North Charleston, SC 29418
8432614850
A reverse mortgage specialist in North Charleston helps homeowners aged 62 and older convert home equity into cash without monthly payments. South Carolina law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Specialists guide clients through the process including the mandatory counseling and property eligibility requirements for Charleston area homes.
What Does a Reverse Mortgage Specialist in North Charleston Cost?
Typical costs for a reverse mortgage in South Carolina include an origination fee of up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party costs such as appraisal title and recording fees ranging from 1000 to 3000 dollars. Closing costs vary by lender and loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in North Charleston?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be your primary residence and meet FHA property standards. South Carolina does not have additional state age requirements beyond the federal minimum.
Is a reverse mortgage counseling session mandatory in South Carolina?
Yes South Carolina law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor before the loan can proceed. The session covers loan terms costs and alternatives. The counselor must be independent from the lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.