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Browse reverse mortgage specialists serving Irmo, South Carolina. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Irmo, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 3 reverse mortgage specialists in Irmo, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sabra Lane - Ameris Bank Mortgage
1200 Lake Murray Blvd, Irmo, SC 29063
8034936999
Inland Home Mortgage: Shelley Woodward
7801 St Andrews Rd suite a2, Irmo, SC 29063
8036384284
Flow Mortgage - Josh Collins
7554 Woodrow St Suite 104, Irmo, SC 29063
8033311716
A reverse mortgage specialist in Irmo South Carolina helps homeowners aged 62 and older convert home equity into tax free funds. South Carolina law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage. Local specialists guide clients through the process including property eligibility and repayment rules.
What Does a Reverse Mortgage Specialist in Irmo Cost?
Typical costs for a reverse mortgage in South Carolina include an origination fee up to 2 percent of the home value capped at 6000 dollars. Other fees include appraisal costs around 400 to 600 dollars and third party charges for title search and recording. Closing costs generally range from 2000 to 5000 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Irmo South Carolina?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. Spouses under 62 may have limited rights if the borrowing spouse passes away.
Is counseling required before getting a reverse mortgage in South Carolina?
Yes South Carolina requires all borrowers to complete a counseling session with a HUD approved counselor. This session covers costs risks and alternatives. The counselor must be independent from the lender.
Can I lose my home with a reverse mortgage in Irmo?
You can lose your home if you fail to pay property taxes homeowners insurance or maintain the property. South Carolina law does not provide additional protections beyond federal rules. You must keep the home as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.