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Reverse Mortgage Specialists in South Kingstown, RI
Looking for a reverse mortgage specialist in South Kingstown? Review the directory below to compare your options.
3 agents listed
Updated May 2026
South Kingstown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 3 reverse mortgage specialists in South Kingstown, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HarborOne Mortgage
361 Main St, South Kingstown, RI 02879
4012636170
Seaside Mortgage
24 Salt Pond Rd # C4, South Kingstown, RI 02879
4017830050
Todd Pezzi with Novus Home Mortgage
36 S County Commons Way, South Kingstown, RI 02879
4014658976
A reverse mortgage specialist in South Kingstown Rhode Island helps homeowners aged 62 and older convert home equity into tax-free funds. Rhode Island law requires borrowers to complete a counseling session with a HUD-approved agency before obtaining a Home Equity Conversion Mortgage. Local specialists can guide you through the process and explain how South Kingstown property values and Rhode Island lien laws affect your loan.
What Does a Reverse Mortgage Specialist in South Kingstown Cost?
Typical costs for a reverse mortgage in Rhode Island include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title search and recording. Total closing costs often range from 2,500 to 8,000 dollars depending on the home value and loan type. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in South Kingstown?
You must be at least 62 years old to qualify for a reverse mortgage. All borrowers on the title must meet this age requirement under federal HUD rules.
Is counseling required for a reverse mortgage in Rhode Island?
Yes Rhode Island law mandates that all reverse mortgage applicants complete a counseling session with a HUD-approved counselor. This session must occur before you can submit a loan application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.